Thursday, November 20, 2025

October 2025


Spooky Season




 

🎃 Welcome to the Spooktacular Month of October

The air is crisp, the leaves are falling, and there’s something a little magical (and maybe a bit spooky) in the air. October has arrived — a season of transformation, creativity, and reflection as the year begins to wind down.

It’s the perfect time to shake things up, cast out old habits that no longer serve your goals, and brew up fresh ideas for the months ahead. Whether you’re focused on finishing the year strong, refreshing your strategy, or simply embracing a little Halloween spirit in your business, this month is all about balance — a mix of fun, focus, and fall energy.

So grab your pumpkin spice coffee, light that cozy candle, and stay tuned — we’ve got plenty of treats (no tricks!) coming your way this October. From seasonal tips to inspiring stories, we’re here to help you keep your business — and your mindset — thriving through the final stretch of the year.



Recipe of the Month: 🎃 Spooky Stuffed Bell Pepper 

A fun, protein-packed, and healthy Halloween dinner idea!

🕒 Ready in: 35 minutes | 🍽 Serves: 4

🧡 Ingredients

  • 4 orange bell peppers

  • 1 lb lean ground turkey or chicken

  • 1 cup cooked quinoa or brown rice

  • 1 cup black beans (rinsed and drained)

  • ½ cup corn (fresh or frozen)

  • ½ cup diced tomatoes

  • ½ cup chopped spinach or kale

  • 1 tbsp olive oil

  • 1 tsp chili powder

  • ½ tsp garlic powder

  • ½ tsp paprika

  • Salt and pepper to taste

  • Optional: shredded cheese or avocado for topping

🕷️ Instructions

  1. Preheat oven to 375°F (190°C).

  2. Prepare the peppers: Slice off the tops and remove seeds. Using a small paring knife, carve little Jack-O’-Lantern faces into the bell peppers (triangle eyes, a smile, or spooky grin).

  3. Cook the filling:

    • Heat olive oil in a skillet over medium heat.

    • Add ground turkey and cook until browned.

    • Stir in quinoa/rice, beans, corn, tomatoes, spinach, and seasonings. Mix well and cook for another 3–4 minutes.

  4. Stuff the peppers: Spoon the filling evenly into each pepper. Top with a sprinkle of cheese if desired.

  5. Bake for 15–20 minutes until peppers are tender.

  6. Serve warm — and enjoy your spooky, satisfying dinner!

💀 Healthy Perks

  • High in lean protein and fiber

  • Packed with antioxidants and vitamins

  • Festive, kid-friendly, and meal-prep approved



Workout of the Month 


Breast Cancer Awareness Month: Our Auntie Des 


October: Breast Cancer Awareness Month 


🎀 A Tribute to the Fighters, the Survivors, and the Supporters

October reminds us of more than pink ribbons and awareness campaigns — it reminds us of the people behind them. The women and men who have faced breast cancer with courage, grace, and unshakable hope. This month, and every month, we honor those who have battled, are still fighting, and those who stand beside them every step of the way.

To those currently in the fight — your strength inspires more than you know. You are the definition of resilience, showing up day after day with courage that radiates even through the hardest moments.

To the survivors — your stories light the path for others. You are living proof that faith, determination, and community can overcome fear.

And to those who have lost someone they love — our hearts are with you. Their spirit lives on in the laughter, memories, and love they shared. Their fight continues to fuel awareness, research, and hope for a cure.

Breast cancer affects not just one person, but entire families, communities, and generations. That’s why awareness matters. Early detection saves lives. Support and compassion heal hearts. And together, our collective strength creates change.

💗 To every fighter, survivor, and supporter — this month is for you.
We wear pink not just as a symbol, but as a promise: to keep raising awareness, to keep supporting one another, and to never stop fighting for a world without breast cancer.



Farmers Insurance: How You Can Make a HUGE Impact on Your Family 






💡 What to Know Before Buying Life Insurance

Life insurance provides financial protection for your loved ones after your death, offering a cash payout (death benefit) to your beneficiaries. It can also serve as a financial tool during your lifetime, depending on the type of policy you choose.

1. Types of Life Insurance

  • Term Life Insurance: Offers coverage for a set period (10, 20, or 30 years) with fixed premiums and is generally more affordable.

  • Permanent Life Insurance: Covers you for life as long as premiums are paid. It includes options like Whole Life (fixed premiums, builds cash value) and Universal Life (flexible premiums and benefits).

2. Coverage Through Work May Not Be Enough
Employer-provided life insurance is convenient but often limited to 1–2 years of salary and usually can’t be taken with you if you change jobs. A personal policy can fill those gaps.

3. Cost Factors
Premiums depend on age, health, lifestyle, and the type and amount of coverage. Buying while young and healthy can significantly lower your costs.

4. How Much Coverage You Need
Your death benefit should cover long-term financial obligations — such as your mortgage, debts, and living expenses — minus existing assets. A common rule of thumb is coverage equal to about 10 times your annual income, but needs vary.

5. Payment Options for Death Benefits
Beneficiaries can receive benefits as a lump sum, in monthly installments, or structured into an IRA for long-term financial support.

6. Premium Changes Over Time

  • Term Life: Fixed rates for the initial term, then increase if renewed.

  • Whole Life: Premiums remain level for life.

  • Universal Life: Offers flexibility — you can pay more early to build cash value or adjust payments later.

7. Tips to Save Money

  • Buy sooner rather than later — rates rise with age.

  • Ask about bundle discounts if you have other policies (auto, home, etc.) with the same insurer.


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