Thursday, February 26, 2015


Reduce Life Insurance Costs


1. Take Away Tobacco


Everyone knows by now, smoking is an unhealthy habit. But did you know, quitting smoking can actually decrease your personal life insurance? Non smokers actually pay less in life insurance. So, before you light that next cigarette think about expanding your life span while saving you money.

2. Boost Your Mood and Get Moving!

Not only will exercise create a longer life span, but it will also boost your mood. Clients with the right BMI tend to have lower personal life insurance premiums. Only about 10% of clients qualify for the best rates and out of that 10% all qualify for a lower personal life insurance rate because of their BMI.

3. Ditch the Junk

One of the best ways to expand your life expectancy and get healthy is eating right. Ditch the bag of processed chips and swap it for a piece of fruit. Seven or more proportions of fruits and veggies lowers risk of death at any age by 42%. I have discovered prepping meals for the week will keep you on a healthy track and help you stay away from the processed junk.

4. Click It!

A super easy solution, that should be routine anyway, is buckling up your seat belt. You can reduce crash related injuries by approximately 50% just by buckling up. Keep that in mind next time you go for a drive. 

I hope these 4 tips were a helpful guide to cutting your Life insurance bill.  I would love to hear from you and set up a Personal Life Policy to protect you and your loved ones. Feel free to stop by our office in Oceanside, CA. Or you can always call or email with any questions or concerns.

866-486-3276
gdomingo@farmersagent.com