February 2020, The Farmers Insurance Open and 26 Years with Jen

Domingo & Associates, FARMERS Insurance Your 

Agency for Life 

Can't believe we are already a month into the new year. January brought new goals, a quick trip back 

home, The Farmers Open, belated Christmas celebration, and new opportunities. This month my parents will be celebrating their 26th wedding anniversary with a trip to see my brother in Pittsburgh, and my sister and I in New York. We  look forward to having some visitors for some time. 

Lex is looking forward to escaping this winter cold as she plans her trip back home for Ski Week at the end of the month. We have some Valentines Day suggestions for you, new healthy recipes, our monthly restaurant review, a fat blasting workout, and tips on staying healthy while traveling. Hope 

you enjoy! XOXO 

SHORT AND SWEET 

I was fortunate enough to plan a quick weekend getaway home to attend the Farmers Open & to just get out of the city for a little bit. There's no amount of stress that a quick look at the ocean and a hug from mom and dad can't cure. It was so relaxing and nice to see my family and friends as always. I also happened to be home when we were celebrating our very belated Christmas celebration with my dad's side of the family, the heir of Fanners Insurance. The trip was way too quick, but don't worry I'm already planning my next one back the the b(w)est coast. 

FARMERS INSURANCE OPEN, a 9 year tradition

I was finally able to come home and experience the infamous PGA Farmers Insurance Open held at Torrey Pines. lt's such a cool environment and not a bad way to experience my first golf tournament. My dad invites his clients and some of his closest friends from all over the US to come and enjoy the event with him. I was of course most excited to see Tiger Woods. The tickets are a hot item every year and now I understand why. Below are some pictures highlighting the event. Our agency has been attending for the past 9 years and is a great way to thank our clients and friends. To the right is Eric Wiltfong, high school friend, college room mate, client and successful business owner. Also in the photo is our friend from Washington Bryan Lee. Boy did we share good times in high school. Thanks to Farmers Insurance for hosting such a great event, we look forward to it every year!

               

RESTAURANT REVIEW 

Now, some may argue that ice cream isn't a meal and this isn't a restaurant, but it's something you don't want to miss out on! Handles Ice Cream is fairly new to the city of Carlsbad, and it's getting just as much buzz as the location in Encinitas, where the line wraps around the building. They have SO many flavors and options, but each one will not disappoint. The perfect sweet treat to top off your evening or a quick treat if you are walking around the village or down by the water. 

GIFT GUIDE FOR ALL 

Whenever I'm stuck and don't know what to get someone for a holiday or special occasion, these are my go to questions. I've been pretty known for being a decent gift giver. Go through this check list if you are struggling for the "perfect" gift. 

1. What's something they wouldn't buy for themselves? 

2. What are their favorite hobbies? 

3. Gift or activity? 

4. Make it thoughtful. It doesn't matter if it's the most extravagant gift or a piece of cardboard as long as there is a story behind it, they are bound to love! 

5. How much time do you have to get the gift? 

ENERGY PROTEIN BITES 

Running around in the city from one job to the next is no joke. Fueling right is so important so I can perform my best. I have always had digestive issues and sometimes grabbing something on the run isn't always the healthiest nor does it sit well with me. When I was home I decided to throw some simple, quick, easy ingredients together and came out with a pretty good quick snack to have on the go, before/after a workout, or as a sweet guilt free dessert. 

Ingredients Needed:

2 scoops Protein of your choice (I use RAW Vanilla) 

I cup gluten free oats 

IO pitted dates 

1/2 cup chopped almonds (or any nut of your choice) 

3 tbsp melted coconut oil 

1-2 tbsp ground cinnamon 

2-3 tbsp almond butter (or any nut butter of your choice)

How To: 

1. Soak dates in hot water for 5-10 min. This will make it easier for food processor to blend.

2. Blend dates with a splash of water. 

3. Add almonds and blend together. 

4. Add melted coconut oil & almond butter. Blend. 

5. Add protein and oats. Blend. 

6. Take mixture out of food processor and place into a bowl. 

7. Knead mixture with your hands until mixed to your preference. The mixture should stick together and be kind of thick. 

8. Separate mixture into little balls, then flatten to create small cookie like shape. 

9. Refrigerate for I 0-20 min. Store in refrigerator for up to 5 days. 

Dad's Way: 

Dad takes his protein bite topped with peanut butter and a sliced banana on top for his sweet afternoon pick me up! Give it a try! 

FIT FOR ALL 

Here's a quick core blaster that I like to finish my workouts with. No equipment is necessary! Complete each exercise for 30 seconds with no rest until you finish all 4 exercises. Rest for 30 seconds - I min, then repeat 3-4 times. Enjoy the bum! 

1. Reverse double crunch 

2. Bicycle crunches 

3. Leg raises 

4. Sprinter sit ups 

TRAVEL TIPS 

Traveling can be stressful to some. Some love it, some hate it. Here I have included what I do to make traveling as seamless as possible. Hope it helps! 

1. Create a checklist. I physically write out things I know I will need but will either forget, or need to use up until travel time. Once it's packed and put it away I cross it off the list. 

2. Bring snacks. I hate spending money on everything mediocre at best and over priced at the airport, so I always make sure to pack some healthy snacks like fruit, nuts, and protein bars to hold me over. 

3. Stay hydrated! Bring an empty water bottle. There are a ton of fill up stations throughout the airport. I hear you are suppose to drink the amount of time in the air in liters to stay properly hydrated while traveling. 

4. Keep sanitizer handy. It's always flu season when traveling. Always stay sanitized and bring some wipes to wipe down the arms of your seat and tray table. 

5. Bring older headphones. The head phone jack on most tv screens for the planes only have the older plug for the iPhone 6. 

6. Place your wallet/boarding pass in the same spot. Never have to stress about where it is or if you left it somewhere. I also recommend putting it right back after security checks your ID. 

7. Pack smarter. We all know we're allowed one carry on and small handbag. I will say it's nice not to have to check bags, but when hoping on and off planes and transferring it makes it so much easier with less stuff. I ALWAYS over pack and make this mistake. 

8. Take a lap. If time permits, walk around the airport instead of sitting down for an hour before your trip. All you do on the plane is sit anyway. Get some steps in, stretch out your legs, and try to move a little before your Apple Watch goes off and reminds you how lazy you've been all day. 

A NOTE FROM THE AGENCY PRINCIPAL, BACK TO THE BASICS

As I ponder on how to improve our agency service, sales and relationships, I recently studied a book called Agents of Change. As I started my career, I learned and through time I became an expert in my field. In fact, every two years every agent within Domingo & Associates, FARMERS, needs to log in many hours of continuing education in order to maintain a valid California Insurance License for both property and casualty and life and health. 

To this point, I will have a clear vision in 2020 providing tid bits of knowledge I share with my referral partners and clients. 

"When can I be in an at fault accident and not effect my insurance rate?" 

I share this story often because of the validity and personal experience Jenifer and I shared in the Summer of 2007. Jenifer had three at fault accidents that summer. Thank God that there were no injuries and not to bad of damage. Thank God that each of the accidents were less than $1000.00 in payout by FARMERS. 

Below is an Article segment from NerdWallet:

In California, for instance, most accidents and minor violations stay on 

your driving record for three years. Accidents involving more serious 

violations stay on your record longer - 10 years for a DUI conviction. 

Even if you weren't at fault, an accident must be reported and wi(( 

appear on your record if property damage was more than $1,000 or if 

anyone was injured or died, according to the DMV. 

As you read the above, the insurance company needs to pay more than $  1,000.00 to make the claim chargeable. If the accident is less than $ 1,000.00 but, does have bodily injury claim on it, you must report and the incident will remove your good driver discount. For this reason, we are your trusted adviser. Please call our agency to discuss what will happen to your rate if you do have an at fault accident that either causes$ 1,000.00 or more in payout or has bodily injury. A payout includes any expenses that Farmers has to pay including reports, rental car reimbursement and or repairs. 

January 2020

Happy New Year! 

So much has happened in 2019, the good, the not so good, and all the changes that have come this past year. I feel like this year actually flew by.  I look forward to the beginning of  a new decade as we close one chapter it is always exciting to start fresh and new. Some big highlights for me personally in 2019 included officially playing collegiate softball in my senior year injury free, graduating with my Masters in Exercise Physiology, landing my first job out of college, and getting my first apartment in NYC with my sissy.  In 2020 I hope to move back to California with my family, travel more, and find my career path. We wish you all a safe and happy new year. We can not wait to see what the new year brings each and every one of you. To a year full of health and happiness, cheers to 2020! 

Christmas at the Domingo's 

Amanda, Mama Fili, Lexie, Mama, & Addison X-Mas 2019 

For the past 18 years my parents have hosted the family Christmas gathering at our house. It is always great because we don't have to drive or sit in traffic, but the preparation is no joke. The classic meal includes a plethora of sides and desserts along with prime rib and my personal favorite cedar plank grilled salmon. The night is full of wine and dining, reminiscing and celebrating with everyone. Below are a few pictures from our Christmas party this year. 

Cousins, Aunt Nancy, Amanda & Lexie 

Amanda, Glenn, & Lexie 

Jenifer & Lexie 

Christmas Morning 2019 

Restaurant Review - Westville, New York, NY  

Westville - Brooklyn, NY 

Although Lexie and I want to save money and try not to eat out as much, we can't say no to our favorite spot, Westville. Casual place to dine for breakfast, lunch, or dinner. It never disappoints. My favorite item is the kale salad while Lexie enjoys the salmon salad. They have amazing yucca fries and baked sweet potatoes that we have to get every time. They always have a seasonal menu so you know all the food is fresh and delicious. They have multiple locations in NY and I can't wait for them to come to San Diego some day.

Goal Setting 

The new year typically brings lots of resolutions, goals, and motivation for change. But, did you know that at least 80% of resolutions fail?  We all should call the same goals and resolutions we plan year after year, New Years Revolutions.  They revolve year after year without accomplishment.  Here are a few tips to keep you motivated beyond the new year hype.

1. Write down your goals somewhere you will visibly see them every single day.
2. Have a partner to hold you accountable.
3. Decrease the distractions or things keeping you from your goals.  Manage  your time wisely.
4. Have a weekly check - in with yourself.  Be honest about your weekly progress.
5. Remember the bigger picture.  Continue to remind yourself why you chose these goals in the first place.

Our Trip Home

Winter Sunset - Carlsbad, CA

Christmas Eve Service at New Song Community Church Carlsbad

We were lucky enough to all come home for Christmas this year. My brother, sister, and I haven't all been home at the same time in over a year. Although Lexie and I do live together there is something special about being back in our hometown. We had fun hanging out with mom and dad and were even able to get a few workouts in together. It has always been known that I am a California girl and this trip did not disappoint.  Addison brought his girlfriend and business partner, Arianna, to visit as well.  The weather was beautiful as usual and we were able to enjoy our beach walks, acai bowls, and precious time to spend with friends and family. See you soon Carlsbad!

Our Beagle, Bay 

Aunt Sue, The Dog-Sitter 

Bailey the Beagle 

Lex & Bay 

Bailey, our family beagle for 16 years has passed on Friday January 3rd. Bay was known by everyone and had such a big personality for a little doggie. We were fortunate to have her around for so long, and to have a dog growing up with us really taught responsibility. She truly lived a long and great life and we are going to miss her beagle bark for food, long walks to the beach, and the way she cuddles up in a little ball by our feet every night. Although she was stubborn and seemed to always get onto the dinner table, yes on top of the dinner table, she was well loved.  We raised her since she was a pup.  Dad says he still calls for her and that the house is very lonely without her.  My goal someday is to own an English Bull Dog.  I wrote it down and I see it everyday.  Hopefully mom and dad agree.  But for now we mourn our pal Bailey the Beagle.  RIP Bay Girl, we love you.

A Year in Review 2019

As always, thank you friends, family and clients for trusting our family insurance agency to assist in protecting your home, autos, investment properties and lives.  Thank you Amanda for the wonderful writing above and for the time and care you take each month.  Many of you already know we do insure most personal and business items.  For the concerned clients about retirement and savings, we do also insure your savings and hard earned cash with an insurance product called an annuity.  Let me, the agency owner, educate you on how this product works.  We can conduct a Farmers Financial Review in order to understand the pros and cons of owning an annuity.  This service is free with no obligation.  Visiting and seeing you in person is a bonus for me and our team. 

More importantly to me is an explanation to you on how our industry is taking shape for the near future in California.  Home insurance rates will continue to rise in order to keep pace with the past and probable claims related to wild fires.  Our Governor has placed into effect that no insurance company shall cancel or non renew a home policy because they are located adjacent to high brush area exposure.  This will be in effect for at least one year.  Wild fire claims not only effect the home insurance segment of our industry, but also our auto and business insurance segments.  Premiums will rise because insurers are forced to have products to assist the home insurance and home sales markets.  In order for companies to project profitability and enough funds and security to pay claims, the insurers of California will have to collect more premiums to stay solvent.  Please take time to research cost of home insurance in places like Texas and Florida.  California is a wonderful place to live and raise a family, but we do pay a higher premium living in a State that has earthquakes and wildfires.  Also trending upward are auto insurance rates.  For the past few years I have been educating our clients on the increasing cost of auto repairs because of new technologies.  Smart glass, cameras on bumpers, and the liberal use of total loss vehicles has driven auto premiums upwards.  Now that the economy is robust, more driving and more exposure to accidents is trending for premiums to increase. 

The real estate and lending industries are being effected by increasing premiums as well.  Many potential home owners are not closing on escrow if their debt to income ratios are tight because the annual home insurance premiums will place them out of the lending guidelines.  We are here to assist with quotations and options for potential homeowners in these areas as well as non high brush risk areas.  The more information our prospects and clients have, the better decision they can make for probably the largest investment of their lives.  Again, utilize me and my staff to get home insurance rates prior to going to the negotiating table.  If you or your friends and families have any questions, concerns or up to date relevant news regarding the above issues, please reach out.  Our toll Free Number is 866-486-FARM.  You can also email me at gdomingo@farmersagent.com.  Thank you once again for your eyes and ears. 

Happy Roaring 20's Clients, Friends and Family, your bloggers from the East and West Coast,


Glenn & Amanda Domingo

December 2019

A Month of Thanks 

Happy Thanksgiving everyone! As the year is coming to an end, it is always a good idea to reflect on all the opportunities we have had this year. Someone once told me it is impossible to be unhappy and grateful at the same time. I often have to remind myself of this as I am constantly thinking about going home. I am so grateful for the opportunity I have to live in arguably the greatest city in the world with my best friend, my sister. We often get so wrapped up on things we may be missing out on or always thinking about what is going to come next, we forget to be thankful for the moments we are living in right now. The memories we have made here are going to last a lifetime and we cherish the opportunity. Of course we want to thank each and every one of you. We value your business and most importantly, your friendship. Our family would not have been able to experience some of our greatest joys without your support. Of course, I want to give a special thanks to my mom and dad. For always working hard and supporting our dreams no matter how big they may seem. Again, we thank you and hope to connect with each and every one of you as we enter the holiday season and the new year!

Trip Home 

Although Lex & I spent Thanksgiving in New York, we did get to go home for a quick trip earlier this month. It is always nice to see the family and familiar faces. There is such an appreciate for the town that I grew up in each time I visit. There really is no place like home. I look forward to our Christmas trip coming up in 3 weeks. We had to go see our dog, Bailey as she is on her last days. Bay is 16 now and has lived a long good life. She has been there for every big moment in my life and I will miss that crazy dog so much. I know Mom and Dad can't wait to have all 3 of us back home. I always look forward to runs at the beach, spending time with family, and of course curling up on my favorite spot on the couch.

East Coast / West Coast Thanksgiving 

It is so different to have all of us in different areas for holidays. It is something that takes some getting used to and you don't realize how different it is until you aren't with your family. Addison spent his Thanksgiving holiday with his girlfriend and her family down in Miami, mom and dad enjoyed a meal with the Domingo side and then hosted a bunch of family friends for a Bingo's Bash reunion. I was lucky enough to spend Thanksgiving with friends that are like my family on the east coast. I am so grateful for the people I get to be surrounded with on a daily basis who are so strong, inspiring, and always push me to be better.

Homemade PB Cups 

- coconut oil (1/3-1/2 cup, melted)

- dark chocolate bars (2)

- unsalted peanut butter (1 tsp. per cup)

- silicone mini muffin tray 

Melt coconut oil and dark chocolate bars. For the first layer, poor melted chocolate. Freeze for 5 minutes. Take 1 tsp. of peanut butter for every mini muffin spot. Freeze another 5 minutes. Poor remaining melted chocolate on top for the last layer, freeze again. Store in freezer for up to two weeks, take out and thaw for 3-5 minutes before eating.

Turkey Trot 

Interval Treadmill Workout: 

Here is my little twist on this months workout: 

5 min warm up walk - 3-4mph @ 10% incline 

5 min jog - 5mph or greater @ 1% incline 

30s SPRINT - 10mph or greater @ 1% incline 

30s WALK/JOG - 3-5mph @ 1% incline 

Repeat SPRINT/WALK 10-15 times. 

5 min cool down walk - 3-4mph @ 2-5% incline 

Get up and get moving! Lots of parties happening during the holidays. Hold yourself accountable, grab a family member or a friend and commit to moving your body every day. Enter the new year already beginning to crush your goals. 

Healthy Holiday Swaps 

I love the holiday season for many reasons! Baking and cooking with my sister and mom is one of my favorite things to do! As we attempt to stay healthy throughout the holidays I thought I would share some easy swaps you can make to save yourself some calories. Here are some healthy holiday swaps that we use in our home, enjoy! 

Holiday Tips 

1. Fill up your plate with veggies first.
2. Wait 20 minutes before getting a second serving. This allows your brain to actually process if you are really hungry or just eating because it is sitting right in front of you.
3. Drink a glass of water before and after your meal. I love warm lemon water!
4. Pick and choose when to indulge. Of course no one should deprive themselves during the holidays, but if you know you have a lot of parties and gatherings coming up, try and plan when to maybe skip out on the dessert and/or alcohol.
5. Move your body every day! It doesn't have to be anything super intense, just try to get at least 20 minutes of movement in during your day to keep your heart full and healthy.
6. Enjoy your time with family and friends! Don't stress it too much. Use the time to connect with people and begin to set your intentions for the upcoming year.

A Note From Glenn

First of all, I am Thankful to our Lord in heaven for the blessings He has bestowed upon me and my family.  Many of you close to me know our story, and for those of you who do not, let me start by saying, "I would of never imagined where me and my family are today spiritually, mentally and financially." We must keep fighting the good fight and we must focus on finishing life's race strong.

Thank you Amanda for a very heartfelt Blog.  I am so grateful for my children and for Jenifer.  We all know as a family that life will have it's ups and downs.  We all know that we can depend on each other for support and encouragement.  We all know that we are not in control and that we rely on God, our Creator on our blessings and well-being.

Some of the mental strength I receive comes from staying consistent and staying the course.  Even if we had a tough month financially, I always made certain to give first, then pay myself.  "Paying your self first" is a coined statement used by financial planning experts.  I like to set it and forget it with our families savings.  Automatic, monthly payments to our retirement is how I like to execute the coined phrase.  It is a monthly bill I will always have until I retire.  Staying the course and making certain your investment strategy stays inline with your risk tolerance is the key to peace of mind in market fluctuations.  The term dollar cost averaging means you invest a certain amount each month or quarter to a consistent investment in order to by the equity, bond, mutual fund, etc. both at the high point and the low point of the year.  Dollar Cost Averaging eliminates market timing.  You can start off with just $50.00 a month into some of the most utilized mutual funds in the world.  Ask me how and I will show you how.

So how do you plan on having a clear vision of the year 2020 ?  Time to scratch off the goals that you have accomplished, bring the items and goals that were not completed to the top of your list and evaluate why it did not happen.  As I mentioned in a previous blog, I have been setting and changing my goals since 1996.  I still have my original goal sheet printed out from a dot matrix Apple Printer.  Understand the priorities of the goals and sort them from importance, A B C D etc.  Some of you have gone through the "Day Timer" training I did in the early 90's.  Keep on striving and keep on learning friends.  As we plan for December and for 2020, I look forward to chatting with each of you in the coming month and New Year.  We are your Agency for Life and look forward to hearing your exciting news, sad news or just average news from you.  We are doing life together family and friends and The Farmers Insurance Group of Companies has allowed the Domingo's of Carlsbad to keep growing and learning.  Wishing each of you a very Prosperous, Protected and most of all, Peaceful Holiday Season.

Kindly and with Gratitude, the bloggers from the East and West Coast,

Glenn & Amanda Domingo

November 2019

Spooky Season 

Well, we are officially into the fall season 2019. Just a few short months left in 2019. Lex and I are doing well and keeping busy out here in New York and can not wait for a trip home. We were lucky enough to have some visitors earlier this month. My mom and my aunt, Nat, came out for a long weekend from California. It was my aunt's first time in New York City so of course we got to act like tourists for the weekend. We for sure got our steps in each day walking around the entire city, which meant we earned our New York pizza. However, our favorite part was definitely just spending time together in our apartment, cooking, laughing, and just enjoying each other's company. Can't wait for more visitors next month!

Sneaky Treat 

Our new Instagram account, @citysissys, is where you can find the content to our health recipes, workouts, and lifestyle. We are just starting out and would love any feedback and suggestions that you have for us. One of the new recipes we put together this month was a new treat, 

It includes:
- 1 C GF oats
- 2 TBSP almond milk
- 1/2 c nut butter
- 1 scoop protein
- 1/4 c chia seeds

Directions:
Blend oats and mix ingredients together. Form into squares or 1 tbsp balls and place in the freezer for 5min. Remove and place in the refrigerator. Enjoy within 5 days! 

Restaurant Review - Doner Dekalb Kebab 

One of my FAVORITE quick and healthier places to dine out! Super convenient because it is right next to the Trader Joe's and Target that we do most of our shopping at. They have a special spice they put on their protein that Lex and I can't resist. The sauce with all the vegetable toppings are the special touch that always keep us coming back. Our favorite is the bowl with half salad and half rice. They have plenty of options for all! Check them out!

Fall Back into Fitness

It is so easy to get into the routine of "I'll just do it tomorrow" as day light savings begins, the holidays are coming around, the weather is getting a little bit colder, and everyone is exhausted, it is so easy to make excuses. No need to wait until the New Year to start on those fitness and lifestyle goals. Why not start today? Sometimes finding the motivation can get tough and it may just seem like it is impossible, maybe you are thinking why even start? Consistency is key when it comes to making any sort of change in your life. Think about a daily smoker trying to quit. If they were to decide to have 1 less cigarette a day, they could quit in 1 month most likely. Try to think about the big picture, set goals and imagine where you will be at the beginning of 2020 if you just, start today.

Grocery Tricks & Tips 

Lex and I are for sure "regulars" at the local Trader Joe's and Whole Foods. We actually enjoy grocery shopping together and meal prepping for the week. We do try to stick primarily to whole foods and avoid gluten and dairy due to dietary restrictions. As young adults living in New York City we are always trying to save money any way we can. Groceries is a big one! We try to eat organic when we can, however it can become a bit pricey. Below is our rule of thumb when we shop organic. We have broken up our primary produce into 2 categories, the "Dirty Dozen" & the "Clean Fifteen". The Dirty Dozen are the produce products we try to buy organic whenever possible because they contain the highest loads of pesticide residues. The Clean Fifteen are produce that are least likely to contain pesticide residues and we will buy organic when on sale, but we don't worry about them too much.

The Dirty Dozen: strawberries, spinach, kale, nectarines, apples, grapes, peaches, cherries, pears, tomatoes, celery, and potatoes 

The Clean Fifteen: avocados, sweet corn, pineapples, sweet peas, onions, papayas, eggplants, asparagus, kiwis, cabbage, cauliflower, cantaloupe, broccoli, mushrooms, honeydew

Fire Line, What is it ??

Please check out this blog in order to stay up to date on the California Wild Fires.

https://wildfiretoday.com/

Is wildfires a new normal in California ?  With the utility companies accepting liability in one of the most horrific and expensive wild fires in our states history, they will be turning power off in areas with high wild fire exposure.  This will assist with the prevention of wildfires that are started with an electric spark.  Clients and prospects alike are receiving some non renewals because of the exposure the exchanges will have if a disaster occurs where we can not pay out claims.  We, as an insurance company, have a financial responsibility to make certain we do have enough reserves to pay our claims.

Many new clients have been underwritten by our agency because of the partnership with the California Fair Plan.  The CFP was designed to assist with undesirable locations for not only fire but, under served areas of California.  The coverage purchased from the CFP will protect your exposure to wild fire.  All other covered perils with the Farmers Insurance Group is protection for liability, vandalism, acts of God, etc.  We have been able to fill the gaps of insurance those prospects and clients by writing the CFP Policy and the Farmers Insurance Supplemental Policy.

Making sure that your home is clear of any brush, cleaning out rain gutters, trimming or removing trees that are near or touching your home, are just a few items that should be conducted for proper maintenance for home ownership.  Creating a plan of meeting, communicating and gathering the items most important in a home is a great way to get the family involved with a project.  Creation of escape routes, knowing where your fire extinguisher is, setting an off site meeting place, taking care of pets, and organizing the neighborhood in the event of a catastrophe is a must in today's wildfire and earthquake prone environments.  Please give our agency a call if you have any questions or concerns about home maintenance or policy contract language.

As always, we are grateful to have you in our lives as friends, family and clients.  We appreciate you listening and reading our blog from the East and West Coast.  Looking forward to chatting again in December.

Kindly, Glenn & Amanda Domingo

September 2019

New Season, New Beginnings

As the fall is approaching, and the air is getting chili and crisp in the city, we are all going through change. Lex, Alexandra if your in New York,  has just began her second year as a math teacher and is really enjoying the students she is able to impact every day. She is still working with adverse and special needs students.  She is also a full time student finishing her last year for her Masters Degree in Special Education.  I was just promoted as the Assistant Studio Manager for the Orange Theory SOHO Branch.  I am also a coach at the newest fitness craze in Manhattan, Punch Pedal House.  I love to coach and teach cardio circuits with boxing.   

We are slowly, but surely making our way back into a routine. here are some of our best tips and tricks to get back on track and set yourself up for success! 

1. Set your alarm the night before! This has been a mistake of ours one too many times. You will not "forget" to wake up & feel rushed out the door. 
2. Turn off all electronics 15min before getting into bed. We love to scroll and watch Netflix too, but we have noticed such a huge difference in our sleep when we actually put the technology away! 
3. Prep your bag. With our early mornings, it always gives us a peace of mind preparing all our things the night before. It makes it 10x easier to wake up knowing you do not have to rush or stress about forgetting anything. 
4. Prep your meals. Finding healthy, nutritious, and satisfying meals to easily prepare the night or week ahead will save you lots of time and money! 



Lex's First Day 2019 



New Job! OTF - Assistant Studio Manager 

5. Schedule "me" time. We spend our days surrounded by people and stimulus, it is easy for our bodies to stay in constant alert mode all day. Take 15 minutes for yourself just to relax. Literally, do not do anything. Lay down, no phone, tv, set an alarm for yourself and just try and focus on nothing but your breath. You would be surprised how challenging yet rewarding 15 minutes to yourself can b

Seasonal Recipe 

Pumpkin Spice & Everything Nice 

Pumpkin Spice Protein Smoothie

Everyone knows since it is officially fall season, pumpkin spice flavored everything is totally acceptable. Here is my favorite protein smoothie at the moment that can be used as a post workout snack, a night time treat, or an afternoon pick me up! 

Prep Time: 5 min 
Cook Time: Less than 5 min 

Ingredients: 

1 scoop vanilla protein powder of your choice 
8-10oz unsweetened almond milk 
1/4 c pumpkin puree 
1 tsp pumpkin spice 
1/2 tsp vanilla extract 
1/2-1 banana depending on desired sweetness 
1 cup of ice 

Super simple, just throw all the ingredients into your blender and blend until desired consistency! Sip & enjoy! 

Giving back - Beach Clean Up 

Carlsbad Beach Clean Up Crew 

Our agency is always big on giving back to the community that gives us so much. Mom and dad had the pleasure of participating in the beach clean up with the local, New Song Community Church that is right in our neighborhood. We encourage all of you to find something you are passionate about and give back. The beach has been our second home since the day I was born. We look forward to doing more outreach and community events. If you have any ideas or need some help and sponsorship, we are always open to ideas and love to help! 

12 Week Challenge 

Since it is the start of the new season, I always like to try and do some sort of a rest or a cleanse just to keep my insides right! Most of the time I eat fairly healthy and always try to get well-balanced meals in when I am out. Join me on my 12 week challenge of no processed foods! Whole foods, real ingredients, & consistency when exercising. It is always good to be mindful of how we feel & make sure we take care of our body that gives us so much on a daily basis.  The human body is a powerful organism and computer of some sort.  Learning to properly fuel your body is definitely the best source of medication in the 21st Century.  You are what you eat.  I hope you guys join me on this 12-weeks journey and I can't wait to keep you updated! 

Ingredient of the Month - Turmeric

I decided to add one ingredient per month that I find beneficial, unknown, or something I use on a daily basis that I believe is worth talking about. This months ingredient of choice is TURMERIC! Lex and I use turmeric in some capacity every single day. Turmeric is most know for its anti-inflammatory properties. 
We use turmeric to: 
1. Make "Golden Milk Lattes" 
2. Make our own scar reducing face masks 
3. Cook yummy foods! 

Domingo & Associates, Farmers Business Client of the Month

AU Technology Solutions

Our good friend and client, Kevin Clemons and Vianca Hernandez, invited Jenifer and me to their technology studios grand opening in Carlsbad, California.  I met Kevin in a networking group several years ago.  We became referral partners first, then friends, then I tried his services at my home.  His team is very efficient and knowledgeable about all things computer and networking.  While working together, I was fortunate to have the opportunity to issue polices that include Professional Liability, General Liability, Business Property and Workers Compensation for AU Technology Solutions.  There niche is to be a single source technology solutions provider for small business and home clients.  

As our appetite for small business owners increase, please reach out if you have questions or needs for professional liability, general liability, business owners property, workers compensation, builders risk and commercial umbrella insurance.  We are here to assist.  Wishing you all a wonderful Fall Season.  

The Bloggers from the West and East Coast, Glenn & Amanda Domingo

August 2019

The Summer of First's 

My first East Coast beach trip. 

It has been quite an adjustment period as I am finishing up my first summer out of college, away from home, and in the working world. I learned quickly that in school or not, their is always something to learn. I definitely am still going through a transitional phase of figuring out my niche and how to balance work, life, and all the chores that come with living on your own. Thankfully, I have my sissy to help along the way. I'm looking forward to the future and excited for what is to come. 

Moving In 

Lex and I recently moved into our very first New York apartment in the heart of Downtown Brooklyn! While the amount of space available is going to take some adjusting, we like to call it quiet and quaint. We are able to enjoy all the amenities, nights on the rooftop, and the easy access to the subway station. We were so lucky that Dad was able to come for a few days to make an unforgettable trip to Ikea, move us in, and enjoy some laughs at our new pad. We even started our own Instagram together, @citysissys where we are showing our cooking, exploring, and enjoying of New York City. We look forward to the many memories we will make living together and are so grateful for the opportunity.

DUMBO Rooftop with Dad. 

Work It Out 

Here is a quick 15 min fat blaster that you can do at home, in the gym, or take it with you on vacation. No excuses here! 

Complete each exercise for 30 seconds with no reset. Repeat each circuit 3 times through for an intense sweat. 

Circuit 1: 

-High knees

-Jump squats 

-Burpees

-Crunches 

Circuit 2: 

-Reverse Alternating Lunges

-Side Plank Right 

-Side Plank Left 

-Mountain Climbers 

Summer Salmon Nourish Bowl 

Summer Salmon Bowl by @citysissys 

One of my favorite things to make right now is any type of nourish bowl...pretty much a ton of veggies,  protein and any toppings we have left in the fridge is how we make ours. Here is our latest and what we crave right now: 

-2 or 3 handfuls of spinach/kale 

-4-6oz. grilled salmon 

-1 tbsp of fruit and nut omega mix 

-1/4 freshly sliced avocado 

-1/2 cup of shredded carrots and cabbage

-1 small diced cucumber 

-lemon squeeze and tahini drizzle

July 2019

July 2019

Happy 4th!

2019 is half way completed and we hope you all are enjoying the summer weather while having a fun Fourth of July.  Our family had a blessed 4th, being able to celebrate another year around the sun for our Mama Fili while celebrating her 83rd birthday on July 4th. Her spirit is well and she is gaining strength back every day.  Happiest of Birthdays to both Mama Fili and our agencies first Marketing Representative, Addison Domingo.  Addison celebrated his 25th birthday on July 10th.  Both of these people, Grandmother and Grandson are fighters.  Mama Fili is back to her upstairs apartment and cooking again.  It was a miracle from the illness she recovered from.

Follow The Trees Ride The Vibe

Very proud of my son.  Addison just launched is companies web site.  Please follow his blog and perhaps shop his product offerings.  Here is a little information about his company.

https://followthetreesridethevibe.com/

THEIR MISSION

We are a startup Artistic and Athletic Networking Company, with a philanthropic heart, making it our mission  to spread the world with light through art and athletics.  We, here at Follow the Trees Ride the Vibe, believe that artists and athletes aren't so different after all.  Athletes at the top of their game are the best at what they do, the best at getting the job done.  Top-tier artists too.  Well-known artists have the ability to see their masterpiece before and as they are constructing it, just like an athlete, can envision a play before it happens.  By combining the two, not only will each person hone in their skills and sharpen their craft; but, we believe they will see overall health benefits.  We all have hidden talents and untapped potential.

 By specializing in various artistic products and numerous athletic  services, we generate profit doing what we love in order to help those in need by donating 15% of our profits.  Ranging all the way from pitching lessons to street fairs selling HEMP products, we generate revenue in many ways.  Similarly, with a  wide variety of mediums and self made projects that are dedicated to helping less opportunistic people, we invite our customers, our family and friends, our audience to change the world, locally and internationally, with one random act of kindness at a time.  We all could give a little more.  

Yes, we could all use a little more money; but, time is the greatest currency of all.  And yes, we have problems and we have worries; but, so does everyone.  We all have feelings that we hide inside.  We all are entitled to our own beliefs and perspectives, so we can never truly understand how another person feels.  On the brighter side of that, we all have hidden talents and passions.  We'll never know how far we can go if we don't take that first step in the right direction.   So, look beneath the surface.  Dig in.  Take the time to stop and listen to a stranger's story.  Don't look with your eyes but with a genuine heart.  Thank you for understanding with us that...

We are all more than meets the eye.

Again, thank you for taking time to read about Addison and Arianna.  

State Beach Classic

Our agency was fortunate to have sponsored the 5th Annual State Beach Classic.  This article was written by our friends at  The Coast News Group  and a link to the entire write up is below.

CARLSBAD — Carlsbad is gearing up for the “funnest-ever” summer kick-off beach party — the fifth annual State Beach Classic: A Tribute to Banning Capps.

Held at Tamarack State Beach on June 2, the surfing competition — limited to Carlsbad residents — aims to hail the beauty of everything Carlsbad while gathering families to celebrate each other.

Ulises Thomas, the event’s coordinator and “visionary,” will showcase Carlsbad’s “hotbed” of novice and professional surfing talent against a backdrop of “great” food, music, sand contests and overall beach fun.

The all-day revelry begins at 8 a.m. with the singing of the National Anthem by Anthony Cullens. The event is free with the exception of a nominal surfing fee.

“Family’s the word of the day,” Thomas said. “This isn’t a surf contest where you surf, you lose, you leave. Our State Beach Classic is a day of families and friends hanging out, eating great food, listening to awesome music, winning raffle prizes, running in sand contests and watching surfers. It’s a day of entertainment with surfing as an added bonus.”

Thomas described the festivities as organic in growth and legendary in production. Emblematic of local surf cultures, The State Beach Locals Surf Club began as a way to enjoy the sport and protect the ocean. The clique boasted their talents as the “best surfers in town,” as they did their reputation as “hardcore protectors of the ocean.”

“Back in the day Carlsbad had underground, bootleg surf contests,” Thomas said. “We’d surf and judge and heckle each other to the next level and then share a Hawaiian luau or barbecue. We were territorial with our beaches, our waters, and our town. No one was allowed to be disrespectful to our friends or the ocean.”

Upon the tragic death of cohort Banning Capps, their “angel of peace and love,” the event lay dormant. Thomas resurrected the day as a tribute to his beloved friend.

“Banning would be happy,” he said.

Please check out this link by the Coast News Group on the event.
https://www.thecoastnews.com/state-beach-classic-a-tribute-to-banning-capps/

This event also remembers some of the local surfers that have past on and are now surfing the best waves in heaven.  Looking forward to connecting with you all soon.  Hopefully before next years kick off to summer.  Enjoy this summer to its fullest. 

Trail Mix

Summer means lots of out door activities (at least for us).  It's important to stay hydrated during the summer heat, but it's also important to properly fuel your body with the right snacks. We often find ourselves away from the apartment from 8 in the morning to 8 at night. New York is exciting any time of the day, so why stay inside!  Meal prepping is not always feasible, or fun to eat to be honest.  Making hearty snacks for throughout the day has been our go to lately.  We create a homemade trail mix every week with whatever nuts and dried fruit we are craving, it's super easy.

- 2 cups raw nuts

- 1 cup raw pumpkin seeds

- 1 cup raw sunflower seeds

- 1 cup dried fruit 

Store it all in a jar and dispense into bags or containers as the week goes on.

Restaurant Review 

Baya Bar - Brooklyn, NY

Trying to escape this heat and humidity out here in New York is nearly impossible. After a workout all I was craving was an acai bowl to remind me a little bit of home. We found this superfood smoothie place and decided to give it a try! They offer juices, smoothies, superfood bowls, and much more. I went with the classic acai bowl - Koa Bowl. What I love is the amount of toppings you could choose from and how you could add protein powder to any smoothie or bowl. Usually acai doesn't fill me up for too long, but adding the protein really helped. I'd definitely prefer my acai from home, but this one hit the spot and cured my craving for a taste from home. 

Based on 1-5 scale:

Flavor: ***

Price: **

Environment: ** 

Location: ** 

Kiki's Declining 100 Workout, New York Style

Because us temporary New Yorker's are limited with space and time, I found this workout to be very efficient, difficult and challenging.  Weather you are in your hotel room, in your own studio apartment or outside at a park, this workout can give your calorie burning the whole day if properly executed. This pyramid starts at 100 reps and you work your way down in increments of 10 reps (100, 90, 80...). Depending on your sweat level go through the workout 3-5 times! 

100 Jump Ropes 

90 Mountain Climbers 

80 Jumping Jacks

70 Alternating Reach Taps

60 Air Squats 

50 Toe Touches 

40 Bicycles 

30 Lunges 

20 Jump Squats

10 Push-Ups 

Go out and get your sweat on! 

A Note From the Agent

As summer comes to a start, I wanted to make sure that you understand how I feel about safety and prevention.  These are types of insurances that do not cost premium dollars.  Their cost is Brain Equity.  A little thinking goes a long way.

Always understand your objective for the task at hand.  For example, I want to go to Costco and pick up a few things.  Are my tires filled properly before I leave ?  Do I have enough gas to get there ?  What time of day is it and can I AVOID traffic with an alternative route ?  Where do I feel safe parking my car ?  Is the area well lit ?  Will my car get a scratch or a door dent because of the tight parking spot ?  As I walk up to Costco, do I see any reverse lights on cars that might not see me ?  Am I aware of any cars that might not see me ?  Do I try to make eye contact with drivers that let me pass ?  Do I use a proper cart to prevent any accidents from happening inside the store ?  Do I make eye contact with other shoppers in the isle so we don't run into each other ?  Am I buying something I want or need ?  Is it the healthiest of choices ?  Do I make certain not to stack items in the cart that might damage other items I am purchasing ?  Do I know that my Costco Card and my Credit Card are in a safe place ?  Do I make certain to watch the clerks pack my goods appropriately ?  Am I aware of any cars that might not see me as I pack up my car ?

As you can see, safety and prevention of accidents can save a ton of money and time by avoiding certain hazards.  The next time you take a trip or need to run an errand, make a mental note on safety and how many times we don't even think about how we are conducting risk management as we leave and return to our home.  The cost to be safe and well is priceless, all it needs is a little Brain Equity.

Looking forward to our next blog Family, Friends and Clients.  If you have any questions or concerns, want a Farmers Friendly Review, or want to come and visit us, just let us know.

Kindly and with Gratitude,

Glenn & Amanda Domingo, your bloggers from the West and East Coast