May / June 2026

Summer Time Summer Time Sum Sum Summertime

As the days get longer, the temperatures rise, and summer adventures begin, it's the perfect time to welcome a new season of fun, family, and fresh opportunities. Whether you're planning road trips, spending weekends on the water, tackling home improvement projects, or simply enjoying more time outdoors, summer often brings changes to our routines—and sometimes our insurance needs as well. We have had lots of change already this year and more to come! Lexie will be getting married this summer as well and we can't wait for the expansion of our family. 

At Farmers Insurance, we believe every season is a good reminder to take a closer look at what matters most. Summer is an ideal time to review your coverage, make sure your home, vehicles, and recreational toys are protected, and prepare for whatever adventures lie ahead. As a family-owned agency, we're committed to helping our community enjoy the season with confidence and peace of mind.

Summer Is Here: Is Your Rental Home Ready for the Season?

Renters Insurance

Summer brings longer days, weekend getaways, beach trips, and plenty of opportunities to make memories with family and friends. But while you're busy planning your next adventure, it's also a great time to make sure you're protected from the unexpected.

Many renters assume their landlord's insurance policy covers everything in their apartment, but that's not the case. According to Farmers Insurance, a landlord's policy typically protects the building itself—not your personal belongings. That means items like your furniture, clothing, electronics, and other valuables may not be covered if they're damaged or stolen.

Summer can bring unique risks for renters. Whether you're traveling on vacation, hosting friends and family, or spending more time away from home, renters insurance can help provide protection if theft, fire, or certain other covered losses occur. Many policies also include personal liability coverage if a guest is injured in your home and additional living expenses if a covered event makes your rental temporarily uninhabitable.

One of the biggest surprises for many renters is how affordable coverage can be. Renters insurance is often one of the most cost-effective ways to protect your belongings and gain peace of mind throughout the year.

As you kick off the summer season, take a few minutes to review your coverage and inventory your belongings. You may discover that the value of everything you own adds up faster than you think. A little preparation today can help you enjoy all the fun summer has to offer with greater confidence and security.

Summer Shred 

30 minutes. Zero equipment. Maximum sweat. ☀️🔥

This Summer Shred workout combines strength, cardio, and core training to help you build lean muscle, torch calories, and feel stronger all season long. Save this workout and tag a friend who's chasing their summer goals with you!

Block 1:

Complete as many quality rounds as possible in 10 minutes:

10 Squat Jumps

• Land softly

15 Push-Ups

• Modify on knees if needed

20 Alternating Reverse Lunges

• 10 each leg

20 Mountain Climbers

• Total reps

30-Second Plank Hold

Rest 30-45 seconds after each round if needed.

Block 2: 

Complete as many quality rounds as possible in 10 minutes:

10 Burpees

20 Walking Lunges

• 10 each leg

15 Pike Push-Ups

• Targets shoulders

20 Skater Hops

• 10 each side

30-Second Hollow Hold

Rest as needed.

Core Finisher: 

Perform 2 rounds:

30 Seconds Each

1. Bicycle Crunches
2. Leg Raises
3. Flutter Kicks
4. Plank
5. Side Plank Right
6. Side Plank Left

Rest 30 seconds and repeat.

Restaurant Review: PopUp Bagels Oceanside, CA

📍 Location

PopUp Bagels

The new Oceanside shop is located at the Freeman Collective on Vista Way and opened in May 2026. It's the second San Diego County location for the East Coast-born brand known for its unique "Grip, Rip, and Dip" concept.

🍞 What Makes It Different?

PopUp Bagels

Unlike most bagel shops, PopUp serves bagels hot from the oven and encourages customers to tear them apart and dip them into whipped schmears rather than ordering traditional breakfast sandwiches. Their bagels are known for a crispy exterior and airy interior, and freshness is clearly the focus.

What I Like

✅ Fresh, hot bagels coming out throughout the day

✅ Excellent texture—crispy outside, soft inside

✅ Unique experience that's fun for groups and families

✅ Oceanside location fits the casual beach-town vibe well

Rock n Roll: 

Congrats to all the runners in the SD Rock n Roll marathon and half-marathon this past weekend. What a fun atmosphere!

The Rock 'n' Roll Marathon (now called the Rock 'n' Roll Running Series) is a collection of running events known for combining endurance racing with live music, entertainment, and a festival atmosphere. Instead of focusing solely on competition, the series was created to make racing more fun and accessible for runners of all levels. Courses feature live bands, DJs, cheer teams, themed aid stations, and finish-line concerts.

What Makes It Different?

🎵 Music on the course – Live entertainment is placed throughout the race to keep runners energized.

🏃 Multiple distances – Most race weekends offer a marathon, half marathon, 10K, 5K, and sometimes kids' races.

🌎 Destination races – Events are held in major cities such as San Diego, Las Vegas, Nashville, and international locations, making them popular "race-cation" destinations.

🎉 Festival atmosphere – Race weekends typically include an expo, community events, and a finish-line celebration.

APRIL 2026

Marriage, Milestones, and the Importance of Being Prepared

A month full of change! This month has been one our family will never forget.  We planned, prepared, paid and prayed.  It was a beautiful and loving weekend we were able to share with our friends and family.  

Between policy renewals, client check-ins, and the everyday hustle of running a family insurance agency, we had the joy of hitting pause to celebrate something incredibly special — the wedding of our youngest daughter. It was a beautiful reminder of what truly matters: faith, family, commitment, and the moments that bring us all together.

Weddings have a way of putting life into perspective. Just like building a strong marriage takes planning, trust, and protection, so does building a secure future for your family. As we gathered with loved ones to celebrate a new beginning, we were reminded why we do what we do every day — helping protect the people, homes, and milestones that matter most.

Now, as we step back into the rhythm of work, we carry that same sense of gratitude and purpose with us. Whether you’re celebrating a big life event, preparing for the unexpected, or simply looking ahead, we’re here to help you protect it all — every step of the way.

Here’s to new beginnings, strong foundations, and a season full of meaningful moments.

Farmers Insurance: Electronic Devices 

Did you know Farmers offers protection for your electronic devices? 

Farmers Device Protection offers coverage for electronic devices that goes beyond standard warranties, helping protect against accidental damage, mechanical or electrical issues, and even loss or theft (depending on the plan).

There are three plan options available:

• Total Device Protection – Covers both mobile and home devices, including loss and theft for eligible items
• Mobile Device Protection – Covers up to four phones for damage, malfunctions, screen breakage, and loss or theft
• Home Device Protection – Covers a wide range of home electronics like TVs, computers, gaming systems, tablets, and smart home devices for damage and malfunctions

Coverage begins immediately after enrollment, with convenient repair options such as same-day service, mail-in repairs, or even in-home service for certain devices.

While many personal electronics are covered, larger household appliances, older/obsolete devices, and certain specialty electronics are not included. Unlike standard homeowners insurance, this protection is designed to cover everyday issues like accidental damage or mechanical failure.

Claims are easy to file online without needing prior registration or receipts, and once approved, devices can be repaired, replaced, or reimbursed.

Overall, Farmers Device Protection provides flexible, affordable coverage to help keep your essential devices protected and your daily life running smoothly.

 Click below to learn more: 

Electronic Devices - Farmers 

Restaurant Review - Captain's Grounds 

Who doesn't love to shop and grab a coffee? Located on the 101 in Oceanside, CA, Captain's Grounds Coffee is attached to a thrift shop. A great place to grab some coffee and a yummy treat while you shop. The bonus is you can also sell your clothes or swap them out! They have plenty of options if you are not a coffee person too! 

Captains Grounds Coffee

Workout of the Month - Tabata Style 

40s seconds of work, 20 seconds of rest for each movement. 

Repeat 5 times for a 25 minute workout! 

A. DB Goblet Squat 

B. Push Ups 

C. DB Alternating Reverse Lunges 

D. DB Alternating Bicep Curls 

E. Reverse Crunch 

Repeat exercises A-E for one round. Option to rest 1-2 minutes between rounds. Aim to complete 5 total rounds! 

We Give Back! Milestone House, North County, San Diego

📍 What it actually is:

Milestone House (located in nearby Oceanside, North County San Diego)

• It’s a licensed residential treatment home for youth

• Specifically serves teen girls  (ages ~13–19) who have experienced trauma or abuse

• Provides 24-hour care, therapy, education support, and life skills training

• Focuses on trauma-informed mental health treatment in a home-like environment 

🧠 What they do:

• Individual & group counseling
• Mental health and social work services
• Educational support and tutoring
• Life skills (independence, daily living)
• Safe, structured housing

The goal is to help residents heal, stabilize, and transition into a healthier future.

We are happy to partner with Milestone House and provide scholarships for young women to learn about financial literacy. 

Visit the link below if you would like to donate. 

Milestone House

March 2026

March into Spring and New Beginnings

Engagement Photo Shoot Balboa Park

As the seasons shift and spring begins to bloom, there’s a sense of fresh starts in the air—and here at our family-owned Farmers Insurance agency, that feeling hits especially close to home. This year is extra special for us as we prepare to celebrate a major milestone: the wedding of our youngest daughter. Between venue visits, final dress fittings, and cherished family moments, we’re reminded just how quickly life moves—and how important it is to protect the moments that matter most.

March also brings a few familiar traditions and transitions. From celebrating St. Patrick’s Day with a little extra luck and laughter, to adjusting to longer, brighter days as we “spring forward” with daylight saving time, it’s a season full of change. And just like in life, this time of year is a great opportunity to revisit and refresh your insurance coverage.

Whether it’s reviewing your policies, making updates after life changes, or simply making sure you’re set up for the months ahead, we’re here to help guide you every step of the way—just like family. As we embrace this busy and beautiful season, we’re grateful to be part of your journey and to help protect what matters most.

🍀 Spinach & Feta Egg Muffins

Perfect for brunch or meal prep!

Ingredients:

-Eggs or egg whites
-Fresh spinach
-Feta cheese
-Green bell peppers
-Onion
-Bake in a muffin tin at 375°F for ~20 minutes

🍀 Lucky You: St. Patty’s Day Workout 🍀

A fun, festive, full-body workout to get your heart pumping and bring a little extra luck to your day!

Format: 3 Rounds
Style: Circuit (40 seconds work / 20 seconds rest)
Optional: Wear green for +10 luck 😉

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🌈 Round 1: “Chasing the Rainbow” (Cardio Blast)

1. Jump Squats

2. High Knees

3. Skater Hops

4. Burpees

Feel the burn and imagine sprinting to the end of the rainbow!

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💰 Round 2: “Pot of Gold” (Lower Body + Core)

1. Goblet Squats (hold weight or dumbbell)

2. Reverse Lunges (alternating)

3. Glute Bridges

4. Plank Shoulder Taps

Build that strong foundation—your pot of gold is earned!

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🍀 Round 3: “Lucky Charm” (Upper Body + Core)

1. Push-Ups

2. Dumbbell Rows (or resistance band)

3. Shoulder Press

4. Bicycle Crunches

Channel your inner strength and finish strong!

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🌟 Finisher: “Shamrock Burnout” (2–3 Minutes)

• 10 Squat Jumps

• 10 Mountain Climbers (each leg)

• 10 Sit-Ups

Repeat as many rounds as possible!

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💚 Cool Down (Don’t Skip!)

• Forward fold stretch

• Figure 4 stretch

• Shoulder stretch

• Deep breathing

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Farmers Friendly Tip! 

Farmers Insurance recently shared simple but important reminders to help drivers stay safe while celebrating St. Patrick’s Day. With more people on the road, later nights, and increased foot traffic, a little planning can go a long way in preventing accidents.

The biggest takeaway is to plan ahead—whether that means arranging a ride home, using a rideshare, or deciding on a designated driver before festivities begin. Taking a moment before getting behind the wheel, avoiding rushed trips, and staying alert for pedestrians (especially in unexpected areas) can all help reduce risks.

They also emphasize the value of using tools that encourage safer driving habits, like apps that track and improve driving behavior.

Finally, it’s a good time to review your auto insurance coverage, including liability, collision, and roadside assistance, to make sure you’re protected in case the unexpected happens during busy holiday celebrations.

Overall, the message is simple: a little preparation and awareness can help ensure everyone gets home safely.

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Out of Office...

Day Trip to Catalina

Visit with Cousin Lysa and Nephew Noah at Front Wave Arena Watching G League BBall

The CEO of Farmers Insurance, Raul Vargas

Our agency was named one of the highest retention agencies in the Nation.  11 out of 8400 agents nationwide was honored to attend a Clippers game and spend a couple of days at 

The Hotel Inter-Continental DTLA

Where the French Dip Sandwich was invented DTLA

January/February 2026

PLANE RIDES and WEDDING BRIDES

What a start to 2026 for the Domingo family. Entering into the final countdown of the Domingo & Brown wedding, visiting Addison in Florida with our favorite client, Pop-Pop, and celebrating 32 years of marriage! February may be the shortest month of the year, but it’s full of heart. 💕 From cozy moments at home to celebrating the people and places we love, this month is all about connection, reflection, and taking care of what matters most. As we settle into the rhythm of a new year, February is a great time to slow down, show a little extra love, and make thoughtful choices for the months ahead. We’re excited to share stories, tips, and local favorites with you all month long—thanks for being here and being part of our community.

Glenn, Jenifer, Cassandra, Addison & Randy

What a blessing to be able to take Pop Pop to visit Addison with Jenifer, above we all met Addison's Girlfriend Cassandra.  After attending Calvary Chapel Melbourne, Florida, we enjoyed a wonderful brunch at Melbourne's Kitchen.  We are all excited for Cassandra and her families visit during Easter Weekend.  

Plane ride to Florida with Pop-Pop 

So Addison asked me before Christmas if I can bring his grandfather to visit him in Florida.  I consulted with Jenifer and we decided that this would be a great gift for all of us.  Jenifer, Randy and me enjoyed a long weekend to watch him play baseball, visited Dodger Town in Vero Beach and also visited his work place and New Wave Academy.  It was a very nice trip.  

Bridal Shower 

Jenifer is the hostess with the mostess.  She invited Amanda's, friends, colleagues, and family for our Baby's Bridal Shower.  "Love is Brewing" was her theme and served everything brunch and coffee.  Shane, Pop Pop and myself joined after the initial activities.  Shane is a blessed man and so am I to have another son added to my family.   

32 Years Married! 

Celebrating at Farmers Event 

This was at our Divisions Annual Year End Celebration of our success's in 2025.  The event fell on our 32nd Wedding Anniversary, but we celebrated that weekend.  

Farmers Insurance: Home Buyers 

🏡 Real Talk for First-Time Homebuyers: Lessons From a Couple Who Made It Work

Buying your first home is one of life’s biggest milestones — and if you’re a first-time buyer navigating today’s competitive market, you know it can feel overwhelming. But with patience, smart planning, and the right team by your side, your homeowning dreams can become reality.

That’s the story of Adam and Paula: a young couple in Southern California who learned that sometimes the perfect home isn’t what you expected — but it can be what you need. (Farmers Insurance)

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🧠 Start With a Plan — and the Right Perspective

Like many first-time buyers, Adam and Paula began with a long wish list: a three-bedroom home on a quiet street in a neighborhood they loved. But after seeing bidding wars with 20+ offers and prices driven far above list value, they encountered the reality of today’s housing market. (Farmers Insurance)

The lesson: Set goals, but stay flexible. Your dream home might not match your first home — and that’s okay. What matters most is finding a place you can afford that fits your long-term plans.

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💰 Save Smart and Know the Numbers

Adam and Paula spent years saving for a 20% down payment — a major step toward financial confidence and loan approval. They combined savings, family gifts, and investments to build a strong financial profile and secured pre-approval from a lender. (Farmers Insurance)

Tips for future buyers:

• Build a realistic budget that includes mortgage payments, taxes, utilities, and maintenance.

• Get pre-approved early so you know what you can afford and stand out to sellers.

• Be prepared to educate yourself about financing requirements — especially if you’re self-employed or have nontraditional income.

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🧭 The Power of the Right Real Estate Agent

At first, they worked with an agent who didn’t fully understand their needs. But once they switched to someone familiar with local neighborhoods and willing to think creatively, everything changed. Their agent found a house that wasn’t on their radar — a probate sale that gave them negotiation leverage and room to customize their offer. (Farmers Insurance)

This is one of the most important takeaways: a knowledgeable agent can find opportunities you don’t see online and guide you through tricky parts of the buying process.

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🛠 Embrace the Work — and the Unexpected

Their home needed repairs, and they negotiated a lower down payment that freed up cash for improvements. Once they moved in, a true home-ownership education began: budgeting, DIY projects, and unexpected costs like plumbing repairs. (Farmers Insurance)

For many first-time buyers, this is the reality of owning a home. It’s not just a purchase — it’s an ongoing journey of maintenance, learning, and making it yours.

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💡 Why This Story Matters for Our Community

If you’re thinking about buying your first home, here’s what this real story teaches us:

✅ Be prepared, but be flexible. Market conditions change. Your ideal home might not be your first. (Farmers Insurance)
✅ Get the right support. The right agent, lender, and insurance partner make a world of difference. (Farmers Insurance)
✅ Budget for more than just the mortgage. Repairs, utilities, insurance, and maintenance all matter. (Farmers Insurance)
✅ Your first home can be your stepping stone. It’s part of the journey — and it builds confidence for the next step. (Farmers Insurance)

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🧡 From Our Family to Yours

At our family-run Farmers Insurance agency, we’ve helped many first-time buyers protect their homes and build confidence for the future. Homeownership is exciting — and we’re here to make sure you’re covered with the right protection at every step.

Let’s talk about your goals, your budget, and the peace of mind a solid homeowners policy can bring. 💬
Reach out today — we’re here to help!

Workout of the Month 

As the whole family is getting wedding-ready, here is an efficient workout you can do anywhere in 20 minutes!

Circuit 1 – Lower Body (7 minutes)

Repeat 2–3 rounds

• Squats – 15 reps

• Reverse lunges – 10 each leg

• Glute bridges – 15 reps

• Wall sit or squat hold – 30 seconds

Rest 30–45 seconds between rounds.

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Circuit 2 – Upper Body (7 minutes)

Repeat 2–3 rounds

• Push-ups – 8–15 reps
  (Modify: knees or incline on a couch)

• Plank shoulder taps – 20 taps

• Triceps dips (chair/couch) – 12 reps

• Pike push-ups or plank hold – 30 seconds

Rest 30–45 seconds between rounds.

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Circuit 3 – Cardio + Core (6 minutes)

Repeat 2 rounds

• High knees or march in place – 30 seconds

• Mountain climbers – 30 seconds

• Dead bugs or bicycle crunches – 20 reps

• Plank – 30–45 seconds

Rest 30 seconds between rounds.

Restaurant Review - Crispy Cones: Carlsbad, CA 

🍦 Sweet Treat Spotlight: Crispy Cones – Carlsbad’s Unique Ice Cream Experience

If you’re looking for a creative and indulgent dessert in Carlsbad, Crispy Cones is a must-try destination. Nestled right on Carlsbad Boulevard, this local favorite puts an exciting twist on traditional soft-serve ice cream that keeps locals and visitors alike coming back for more.

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🍨 What Makes Crispy Cones Special

Unlike your average cone shop, Crispy Cones starts with a fresh hand-rolled dough cone that’s grilled rotisserie-style — resulting in a warm, crispy shell that’s rolled in cinnamon sugar or a specialty powder before being filled.

Once the cone is ready, it’s layered with:

• Creamy gourmet soft-serve

• Flavorful spreads like Nutella or cookie butter

• Custom toppings and indulgent sauces

This combination delivers dessert bliss in every bite — sweet, warm, crunchy, and creamy all at once.

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🍧 Flavor Variety & Customization

One of the highlights of Crispy Cones is how personalizable the experience feels. Whether you’re a classic vanilla lover, a chocolate fanatic, or adventurous enough to try weekly specialty flavors like raspberry or Nutella creations, there’s something to satisfy everyone’s palate.

Customers rave about experimenting with different spreads, sauces, and toppings — creating perfect combinations that go far beyond the typical ice cream cone. The flexibility in customization makes every visit feel fresh and exciting.

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📍 Atmosphere & Experience

The shop’s location makes it a great stop after a walk along the beach or a day spent exploring Carlsbad Village. While you might occasionally find a short line on a warm afternoon or weekend, most reviewers say the wait is well worth it for the delicious results.

Staff are often noted for being friendly and helpful, willing to explain menu options and suggest tasty combinations — perfect if you’re trying a Crispy Cone for the first time.

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⭐ Overall Impressions

Crispy Cones brings a unique and memorable twist to ice cream time. While traditional soft-serve shops are abundant, this creative spin — warm grilled cones filled with customizable sweet treats — sets it apart from the rest.

Whether you’re a local in Carlsbad or just visiting, this spot is worth stopping by for an after-dinner dessert or mid-afternoon treat. 🍨

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📍 A Few Tips Before You Go

• Try one of the specialty weekly flavors for something uniquely delicious.

• Peak hours (especially weekends and warm evenings) may have lines — but fans say the experience is worth the wait.

• Perfect for families, date night dessert, or a solo sweet escape.

November/December 2025

FRIENDSGIVING is a Domingo Family Tradition

As the last slices of pumpkin pie disappear and the Thanksgiving dishes finally make their way back into the cupboards, there’s a gentle shift in the air—one filled with twinkling lights, cozy sweaters, and the promise of celebration. The season of gratitude has officially paved the way for the season of magic. Before we know it, we’re swapping fall leaves for festive garlands and leaning into the joy, reflection, and sparkle that December brings. Let’s unwrap this next chapter together and step into the holidays with full hearts, fresh intentions, and a little extra cheer. We were fortunate to have our whole family together this year for Thanksgiving - the first time in 10 years! We got to celebrate with our closest friends as well. Cheers to the holiday season of giving, gratitude, and grace! 

Holiday Recipe:

✨ Peppermint Hot Cocoa Protein Mousse

Light, fluffy, chocolatey, and perfectly festive—this high-protein mousse tastes like a holiday treat but takes just minutes to make.

Ingredients (serves 4)

• 1 cup nonfat Greek yogurt

• 1 scoop chocolate protein powder

• 2 tbsp unsweetened cocoa powder

• 2–3 tbsp sugar-free sweetener (monk fruit or stevia)

• 1/4 tsp peppermint extract (a little goes a long way!)

• 2–4 tbsp almond milk (to adjust thickness)

• Optional toppings: crushed sugar-free peppermint candies, fat-free whipped cream, mini chocolate chips, cacao nibs

Instructions

1. In a mixing bowl, whisk Greek yogurt, cocoa powder, protein powder, sweetener, and peppermint extract.

2. Add almond milk 1 tbsp at a time until you reach a mousse-like texture—smooth and fluffy.

3. Divide into 4 small ramekins or jars.

4. Chill for 30–60 minutes for the best texture.

5. Top with whipped cream or a sprinkle of crushed peppermint to make it festive!

Approx. Macros (per serving)

• Calories: ~110–130

• Protein: 14–18g

• Carbs: 8–10g

• Fat: 1–2g

Friendsgiving 2025 

The 9th annual Friendsgiving at Casa de Domingo! Golfing and enjoying company with some of our closest friends and family is a tradition we cherish every year.  It happens the Friday after Thanksgiving.   I have Adam Janatsch, Kelly Stovall, Greg Adnams, Patrick Maue, Gabe Chavez, Mike DeArmy and David Straight with  their families come to our home after the round of golf.  Saturday morning Jenifer puts on a breakfast spread that is delicious and plentiful.     I have known the majority of the fellas since grade school.  This tradition keeps me grounded and very thankful from where I came from.  Now grandkids are present.  Keep your life long friends close, be grateful for life and teach the young ones good things.    Thank you Brew Crew for another memorable weekend.

What are your holiday traditions? 

Workout of the Month - 12 Days of Fitmas 

Just like the song "on the first day of Christmas..." you will start by round 1 completing 1 burpee, then round 2, completing 1 burpee + 2 renegade rows, round 3, 1 burpee + 2 renegade rows + 3 push ups... continue the pattern until you have finished all 12 rounds and end with one whole round of all 12 exercises! 

1 burpee 

2 renegade rows 

3 push-ups 

4 goblet squats 

5 deadlifts 

6 reverse lunges 

7 bicep curls 

8 crunches 

9 tricep dips 

10 bicycles 

11 jumping jacks 

12 mountain climbers 

* R + L = 1 rep for all of these! 

We’d Love to Hear From You: Share Your Experience With Our Family Insurance Agency

As a family-owned insurance company, every handshake, every phone call, and every policy means something to us. We’ve had the privilege of protecting families, supporting new beginnings, and providing peace of mind through life’s most important moments. And as our business continues to grow, your voice matters more than ever.

If you’ve had a positive experience with our team—whether we helped you navigate a new policy, answered your questions with care, or supported you during a claim—we would be incredibly grateful if you took a moment to leave us a review.

Your feedback helps in two big ways:

1️⃣ It helps other families feel confident choosing an agency they can trust.

2️⃣ It helps us continue improving the service and personal attention we’re known for.

Reviews may seem small, but to a local family business, they make a world of difference. They help us reach more people, strengthen our community presence, and continue doing what we love: protecting what matters most.

If you’re willing, please take a moment to share your experience with us. Your words not only mean so much to our team—they help another family feel supported and safe.

Thank you for being part of our story and trusting us with yours.

Farmers Insurance - Glenn Domingo

October 2025

Spooky Season

 

🎃 Welcome to the Spooktacular Month of October

The air is crisp, the leaves are falling, and there’s something a little magical (and maybe a bit spooky) in the air. October has arrived — a season of transformation, creativity, and reflection as the year begins to wind down.

It’s the perfect time to shake things up, cast out old habits that no longer serve your goals, and brew up fresh ideas for the months ahead. Whether you’re focused on finishing the year strong, refreshing your strategy, or simply embracing a little Halloween spirit in your business, this month is all about balance — a mix of fun, focus, and fall energy.

So grab your pumpkin spice coffee, light that cozy candle, and stay tuned — we’ve got plenty of treats (no tricks!) coming your way this October. From seasonal tips to inspiring stories, we’re here to help you keep your business — and your mindset — thriving through the final stretch of the year.

Recipe of the Month: 🎃 Spooky Stuffed Bell Pepper 

A fun, protein-packed, and healthy Halloween dinner idea!

🕒 Ready in: 35 minutes | 🍽 Serves: 4

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🧡 Ingredients

• 4 orange bell peppers

• 1 lb lean ground turkey or chicken

• 1 cup cooked quinoa or brown rice

• 1 cup black beans (rinsed and drained)

• ½ cup corn (fresh or frozen)

• ½ cup diced tomatoes

• ½ cup chopped spinach or kale

• 1 tbsp olive oil

• 1 tsp chili powder

• ½ tsp garlic powder

• ½ tsp paprika

• Salt and pepper to taste

• Optional: shredded cheese or avocado for topping

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🕷️ Instructions

1. Preheat oven to 375°F (190°C).

2. Prepare the peppers: Slice off the tops and remove seeds. Using a small paring knife, carve little Jack-O’-Lantern faces into the bell peppers (triangle eyes, a smile, or spooky grin).

3. Cook the filling:

   • Heat olive oil in a skillet over medium heat.

   • Add ground turkey and cook until browned.

   • Stir in quinoa/rice, beans, corn, tomatoes, spinach, and seasonings. Mix well and cook for another 3–4 minutes.

4. Stuff the peppers: Spoon the filling evenly into each pepper. Top with a sprinkle of cheese if desired.

5. Bake for 15–20 minutes until peppers are tender.

6. Serve warm — and enjoy your spooky, satisfying dinner!

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💀 Healthy Perks

• High in lean protein and fiber

• Packed with antioxidants and vitamins

• Festive, kid-friendly, and meal-prep approved

Workout of the Month 

Breast Cancer Awareness Month: Our Auntie Des 

October: Breast Cancer Awareness Month 

🎀 A Tribute to the Fighters, the Survivors, and the Supporters

October reminds us of more than pink ribbons and awareness campaigns — it reminds us of the people behind them. The women and men who have faced breast cancer with courage, grace, and unshakable hope. This month, and every month, we honor those who have battled, are still fighting, and those who stand beside them every step of the way.

To those currently in the fight — your strength inspires more than you know. You are the definition of resilience, showing up day after day with courage that radiates even through the hardest moments.

To the survivors — your stories light the path for others. You are living proof that faith, determination, and community can overcome fear.

And to those who have lost someone they love — our hearts are with you. Their spirit lives on in the laughter, memories, and love they shared. Their fight continues to fuel awareness, research, and hope for a cure.

Breast cancer affects not just one person, but entire families, communities, and generations. That’s why awareness matters. Early detection saves lives. Support and compassion heal hearts. And together, our collective strength creates change.

💗 To every fighter, survivor, and supporter — this month is for you.

We wear pink not just as a symbol, but as a promise: to keep raising awareness, to keep supporting one another, and to never stop fighting for a world without breast cancer.

Farmers Insurance: How You Can Make a HUGE Impact on Your Family 

True Story - The Impact of Life Insurance

💡 What to Know Before Buying Life Insurance

Life insurance provides financial protection for your loved ones after your death, offering a cash payout (death benefit) to your beneficiaries. It can also serve as a financial tool during your lifetime, depending on the type of policy you choose.

1. Types of Life Insurance

• Term Life Insurance: Offers coverage for a set period (10, 20, or 30 years) with fixed premiums and is generally more affordable.

• Permanent Life Insurance: Covers you for life as long as premiums are paid. It includes options like Whole Life (fixed premiums, builds cash value) and Universal Life (flexible premiums and benefits).

2. Coverage Through Work May Not Be Enough
Employer-provided life insurance is convenient but often limited to 1–2 years of salary and usually can’t be taken with you if you change jobs. A personal policy can fill those gaps.

3. Cost Factors
Premiums depend on age, health, lifestyle, and the type and amount of coverage. Buying while young and healthy can significantly lower your costs.

4. How Much Coverage You Need
Your death benefit should cover long-term financial obligations — such as your mortgage, debts, and living expenses — minus existing assets. A common rule of thumb is coverage equal to about 10 times your annual income, but needs vary.

5. Payment Options for Death Benefits
Beneficiaries can receive benefits as a lump sum, in monthly installments, or structured into an IRA for long-term financial support.

6. Premium Changes Over Time

• Term Life: Fixed rates for the initial term, then increase if renewed.

• Whole Life: Premiums remain level for life.

• Universal Life: Offers flexibility — you can pay more early to build cash value or adjust payments later.

7. Tips to Save Money

• Buy sooner rather than later — rates rise with age.

• Ask about bundle discounts if you have other policies (auto, home, etc.) with the same insurer.