June 2018

Happy Summer!

School is out and summer has officially started. We had a great month celebrating our teachers, Father's Day, and the start of summer. We started this month by appreciating all the work that our local teachers have done this year by sponsoring a Happy Hour at The Yard House here in Carlsbad. Below are a few pictures from the event. We wanted to do just a little something to give back and let them know how much we do appreciate them educating our future leaders. With Lexie going to the east coast to get her masters in education and urban studies we hold a special place in our hearts for teachers and always enjoy giving back. We hope you enjoy this blog sharing some of our favorites for the start of summer and some tips and tricks to stay healthy and beach body ready. Enjoy reading!

This Month's Favorites:

Restaurant : The Shore House Kitchen 

A new restaurant in Carlsbad for the locals to try!
Serving breakfast and lunch in downtown Carlsbad, it's a great atmosphere and great experience. They also offer a complete menu for dogs to enjoy a meal with their owners. If you are around, stop by and check it out. Let us know what ya think! 

Recipe: Goat Cheese Mason Jar Platter

Super simple goat cheese platter that makes for a tasty summer appetizer or happy hour meal.

Take a small size mason jar and fill it with some fresh whipped goat cheese.

Add small cut chunks of steamed butternut squash throughout and on top of the goat cheese.

The warm butternut squash will slightly warm the goat cheese making it perfect for dipping and spreading.

Decorate the mason jar with yarn, ribbon, or flowers to make it more festive and appealing.
Surround plate served on with slices of warm pita bread, veggie sticks, and crackers.
Dip, spread, share, enjoy!

Book: The Noticer by, Andy Andrews

Sometimes all we need is a little perspective. This month I was officially cleared to throw again after three grueling years of surgery, PT, and mental adversity. I've learned so much on this journey I would never take any of it back. If there was one thing I learned, it would be that perspective is everything. This book was suggested to me by my coach and now I pass it along to you. You never know where one comes from, and you never know who you may influence and impact along the way on your own journey. 

Workout: Body Weight Booty Blast

4 Rounds, 12 repetitions for each exercise.
Rest after each round is complete for 30 seconds - 1 minute.
If you are trying to make it more of a cardio workout, use the least amount of rest as possible!

Jump Squat
Curtsy Squat
Lateral Lunge
Donkey Kick
Fire Hydrants
Rainbow Kicks

Look out for next months workout. All exercises can be done with just a resistance band!

Easy Ways to Stay Healthy: 

1. Drink WATER.

Always bring a water bottle with you. I have found ones with a straw just naturally cause me to drink more. When out at a restaurant always order water with your meal even if you have another drink. Sip on tea throughout the day or an herbal tea just before bedtime.

2. Get some Vitamin D.



Did you know most American are actually deficient in Vitamin D? Sun, sun, sun! Just 15 minutes a day of some sun rays has positive affects on the body and mind. To the right are some great alternatives that you where you can get some Vitamin D through your dietary food.


3. Move More.

Park your car farther away so it forces you to walk more. Take the stairs when their is the option. Go for hikes and opt to spend the weekends outside. Get up out of your desk at work and walk for 5-10 minutes. Walk around when taking a phone call.

4. Make Healthy Swaps.

We don't have to deprive ourselves of what we love. But, make an effort to swap out once in awhile when trying to eat healthy. When eating out, it is easy to make adjustments to your meal like asking for the dressing on the side, or choosing the vegetables or side salad instead of the fries with a burger.

5. Get a Partner.

From my experience, I find it so much easier to eat healthy when the people around me are on the same wavelength. When I am home and Lexie and my parents are eating healthy, it just becomes natural. Find a buddy. Keep each other accountable and even add in some competition if you wish.

6. Create a Routine.

Having a set routine helps make us more likely to stay on track. Try different things, and find a routine that works for you. If you don't like waking up early to workout or prepare your meals, workout in the evening and use the time after to prep for the next day. Their is no "right" way, it's just whatever works best for you, everyone does things a little differently.

7. Have a Plan.

If you know in advance you have a busy week ahead, even more the reason to stick to your routine. If you know you are going out a couple days over the weekend with some friends or have a family party, make a cautious effort to make healthy decisions throughout the week. Sometime I even check the menus of places I am going to see what healthy options they have and plan around that. Without a plan, their is no direction. Set goals, then create a plan around your goals to help you best achieve what you want.


8. Stay Positive.

Always remember to stay positive. Perspective is everything. Have fun and enjoy a healthy lifestyle, it never has to be a diet or a workout that you dread. You never know your healthy decisions may be impacting someone else.

Father's Day 

Happy Father's Day to all the dads out there and those that take on the role of being a father. We are more than grateful for our Dad. He continues to provide for us not only through his passion for his business, but in daily life. We are so blessed by your infectious smile, ability to make everyone laugh, the countless nicknames, and the numerous sayings that we catch on to. Thanks for building a business and thank you for building an even stronger faith based family. Also, thanks for the Filipino genes 😉

Always supporting, loving, and proud of us. We appreciate all you do for us, you did a good job, dad. Never forget how much we appreciate and love you always. 

Love,

Your 3 Anakos 

A Note From Glenn: 

Insurance cost raise as do the cost of goods, but another factor leading to higher insurance rates that no other industry sees as much as the insurance industry is fraud.  Below are a few  statistics published from the Coalition Against Insurance Fraud. 

· Fraud accounts for 5-10 percent of claims costs for U.S. and Canadian insurers. Nearly one-third of insurers (32 percent) say fraud was as high as 20 percent of claims costs;

· 57 percent of insurers predict an increase in personal-property fraud by policyholders. Around 58 percent say the same for personal auto insurance, and 69 percent expect a rise in workers-compensation scams;

· 61 percent predict an increase in auto-insurance fraud by organized rings, and 55 percent predict an increase workers-compensation scamming;

· About 35 percent say fraud costs their companies 5-10 percent of claim volume. More than 30 percent say fraud losses cost 10-20 percent of claim volume;

Wishing you all a wonderful Summer.  Looking forward for the fab five Domingos to be reunited once again for this bloggers 21st birthday.  Peace and Love as always.  

Kindly, Glenn P Domingo, agency owner.

May 2018

Lets Get Away From the May Gray

 Addison & team 2018 Conference Championship

Graduation Weekend for Addison 

Happy May! Summer is near and we are happy to have some nice weather.  Amanda is home from Brooklyn for a few months until the semester starts, and will be helping out as Lexie is leaving for New York herself at the beginning of June.  Addison has officially finished his collegiate baseball career. We are very proud of his perseverance and are excited to see what is in store for him next. We were very blessed that some of us could make it out for his senior day and see him on graduation weekend. Glenn took a trip out to see him play in the Regional Tournament in Kentucky earlier this month.  Sadly, they finished in 2nd place coming just shy of going onto the NAIA World Series of Collegiate baseball. Jen celebrated her birthday and Mother's Day this month and we are all looking forward to Padres games and spending time at the beach this summer.

This Months Favorites:

Recipe: 3 Easy Breakfast Toasts

One of the easiest, and quickest breakfast you'll ever make. (I actually have this for breakfast, lunch, and even dinner sometimes.) Super quick, yummy, and healthy!

1. Avocado Toast
 

Toast bread
Spread a layer of cream cheese
Add sliced tomato
Add sliced avocado
Add one-two eggs, however you like them cooked (I prefer over easy)
Sprinkle some pepper to taste


2. Sweet & Savory Toast

Toast bread
Add a layer of cream cheese
Add diced berries

3. Nutty Toast

Toast bread
Add a layer of nut butter of your choice

Add sliced banana

Sprinkle chia/flax seeds

Drizzle honey

Restaurant Review: Decoy

Amanda, Jen, & Lexie at Decoy

For mom's birthday, we took her out to Decoy Dockside Dining in San Marcos. The view is amazing and it overlooks the water. There is a bar downstairs that is open all day and does not require a reservation. The restaurant upstairs is a little more expensive than your average menu, but the dining experience makes it all worth it. They have all kinds of food and appetizers, steak, chicken, fish, soups and salads, and much more. Be sure to try their flourless chocolate cake and goat cheese jar when you go!  Below is the menu and link to their website. Feel free to check it out. Let me know what you think of it!

http://www.lakehousehotelandresort.com/decoy




Activity: Torrey Pines Trail Hike

Get out and get active with a view. As the weather starts to get warms and the May grey begins to fade away- enjoying a hike down by the beach doesn't sound too bad. Something active and outdoors is always a good change of pace, especially for those who work inside all day long! It is not too far for some of us Southern California natives.



Workout: Full Body 

Coming home for the summer means getting back in shape and creating healthy lifestyle habits.   I love waking up early and getting my parents to join me for a workout in our home gym before starting the day. Here is a workout you can do in the convenience of your own home and shouldn't take you more than 30 minutes.

4 Rounds Total
40 seconds of Exercise, 20 seconds of Rest

1. Reverse Lunges
2. DB Press / Push Ups (if you do not have dumbbells available)
3. Glute Bridge
4. Plank
5. Side Lunge
6. DB Renegade Row / Mountain Climbers (again, if you do not have dumbbells available)

Set your timer, and get your sweat on. It is quick and will leave you feeling energized the rest of the day.


Book: The Slight Edge

If you're looking for some motivation to be better than the average 95% of people, this is the book for you. I've read this book multiple times. As an athlete myself,  I am highly competitive and always am looking for the "Slight Edge". This book teaches you how the mundane, simple, little tasks are some of the most important. We often overthink these little things, they are so easy to do, yet so easy not to do. What separates the average from great? Read this and you'll find out. It targets everything in life, not just sports, but relationships, interpersonal struggles, friendships, financial hardship, and just the motivation to get going and keep going over a lifetime.

Note From the Editor and Agency Owner

I wanted to personally thank my daughter Alexandra for a wonderful couple of years working for our agency.  As she received her licensing in both Property and Casualty and Life and Health Insurance upon her graduation from SDSU, our family thought that her career would be the next generation Farmers Insurance Agency for Domingo & Associates.  Working with this caring, intelligent and attractive young women was one of the most endearing and special times of my life.  We learned about each others working habits, our business, education and life lessons.  As a parent first, I noticed that the passion of our insurance practice was not there for Lexie at this point of her life.

Alexandra Domingo reduced her hours at the agency and focused on Social Media, Marketing and Educator Relationships.  During that time she was hired as a Special Education Teacher for Pre-School at California Avenue Elementary.  To our family's amazement, she applied for a fellowship to the State of New York Educational System.  She was accepted into the program and will be leaving for New York In June.  She will be working and living in Brooklyn while pursuing her Masters in Special Education.  This kid is a rock star and a solid God Loving Christian Women.  I will pray daily for Peace, Protection and Prosperity for Lexie.  Time permitting, she will continue to assist our agency.  Her first priority will be her Masters.  I am honored to be her earthly father.  It is with a heavy heart to say good bye to  my daughter.  With tears in my eyes I truly am the proudest father to Alexandra Victoria Mae Domingo.  God Speed my dear Lexie Girl.  Our Faith and Love will be forever dad and daughter.

With Love, Compassion and Admiration, Dad.

April 2018

April 2018

We can't believe it's already April.  Warmer weather and clearer skies are creeping up on us and we couldn't be more excited!  Hopefully everyone got their taxes done in time to enjoy the sunshine.  A few things we are looking forward to as Spring kicks into high gear... Baseball season, Carlsbad Flower Fields, and the beach (duh)!  Click here to discover more upcoming seasonal events located in the Carlsbad area.

Restaurant Review

Mikko Sushi | Located in Carlsbad and Vista 

Mikko Sushi, a unique sushi experience, now has two locations.  After undergoing new ownership and management, Mikko Sushi has expanded.  Their first location is right on Carlsbad Village Drive, and the newest location is in Vista.  This North County sushi eatery is one of our favorites. Both locations feature happy hours and lunch specials daily, plus the Carlsbad location delivers!  Join Mikko Sushi every Wednesday night for a hot sake special- yum. The service is great and the owners are super friendly.  A very clean, and customer service driven staff makes the experience all the more better. We highly recommend trying this place out if you're a sushi lover.  I've never tried a thing I didn't like (or devour)!

The Compass | Located in Carlsbad Village 

The Compass is known for great late night food and daily happy hours. It's a dog-friendly bar/restaurant with an amazing Veggie Burger.  They have over 20 beers to choose from, domestic and craft. It has a unique style to it, which makes it stand out among the surrounding eateries in The Village.  You can go here during the week for a meal and a beer, or stay up late to try out their "late night menu" (open until 2 am!)  Over all, this place is fun with good food and drink, plus its location is unbeatable.  Just across the street you'll find the beach, you really can't go wrong with The Compass.

April Favorites

Games

Buzzed Out: This fun game is played with two teams. Teams need to describe words or phrases listed on a game card, with out saying the answer of course. You don't want to get caught in possession with the game card! Guess the word right and pass the card to the other team, if the buzzer sounds while your team is in possession- you're out! This is fun to play with friends or family, better than just watching TV all night. 

Books

If you have not already heard of Jen Sincero's You are a Badass, you're missing out.  Sincero not only brings humor to life situations that get everyone down, but she brings hope and motivation for accomplishing life long dreams.  Nevertheless, this book will inspire you, make you laugh and help you reflect on how to be the best you can be.  I love how you can really hear her voice while reading, it's so relate able and not so "academic".  More of a fun loving and matter of fact tone keeps you interested.  10 out of 10 recommend picking this up for a good read and a good laugh.

Snack Hacks  

Trader Joe's "Just Coconut Chunks" are literally just chunks of coconut meat. They're frozen and delicious.  Pop them in a smoothie or have them at room temperature for a super refreshing, sweet and satisfying snack.  They contain no sugar additives or whitener, and are only $2.49!!! Add them to any smoothie for a dose of healthy fats and for that tropical summer-time taste. 

Graduation for AD

The eldest of the three Domingo's, Addison Philip-Rand Domingo has graduated.  Addison was unable to attend his ceremony due to some baseball games, but Glenn and Jen were able to attend his baseball team's senior day out in Pittsburgh this past weekend.  It's been a long journey but our family is thrilled and so proud of Addison.  He has earned his Bachelors of Arts Degree in Creative Writing.  Addison has decided to stay in Pittsburgh after graduation.  His passion is baseball and will be playing in the Coastal Plains League In Virgina and to see if European Baseball will evolve.  Addison would also love to build an Art Brand of Clothing, Music, Poetry, Dance benefiting a none profit organization.  We will definitely miss him, but are excited to see what his plans are for the future. We love you and your generous heart King!

Summary from The Agency Owners

As I reflect back on the nearly 24 years as the earthly father of Addison, many lessons have been accomplished in and out of the classroom for both of us.  It felt so good to get him some wheels.  He used public transportation and friends as means of travel for almost three years.  He was so stoked to have the freedom and the ability to earn at his fingertips.  He was our agencies best Telemarketer.  Now that I have returned home, my heart is filled with pride, grace and sadness.  I will miss my boy.  I learned on this trip to resolve and communicate any regrets that each of us might of had.  I learned on this trip about coaching rather than telling and yelling, I learned the love we share for our Lord and how each one of us has a personal relationship with our Creator.  Reflecting back with his grandfather was also important to realize that resolution and peace with our family on earth is important for healthy living.  To you my son, I love you with all my heart.  You are our first born.  You taught us to love, discipline, teach, regret, reflect and grow as humans.  Your mother and I are so grateful for you.  You are your sisters protector, they know and feel that confidence as they grow on their journey.  There was a reason that our Lord gave you to us Addison.  Now that you are making your mark on this world, reflect on how our family lived through the good times and not so good times.  Know your weakness's as they will carve you into improvement and sharpen your life skills.  Save 10 percent, give 10 percent of your time, talent and treasures.  You will be blessed.  Thank you son for teaching me lessons in life as well.  Your biggest Fan, POPS.

We love what we do because we get to see many many families and friends grow through life stages.  Being able to see it in your own family puts a different perspective on how to approach your clients and friends.  Treat them like family.  We are only a call, email or text away on how we can better our agency.  Thank you.  We appreciate you.  We want to improve to serve you better.

Kindly, Glenn & Jenifer Domingo

March 2018

St. Patrick's Day 

St. Patrick's Day reminds us of leprechauns, rainbows,green beer and all things green.  Saint Patrick is said to have a used a three leaf shamrock to explains the Holy Trinity, which is why it's so customary to wear green or a shamrock of sort on March 17th. We hope all who celebrated had a fun and safe day. Does anyone know out there why you are suppose to pinch someone if they don't wear Green.  If you know the answer, call our agency and we will send you a prize or gift card for the first two friends that let us know. Cheers!

Restaurant Review 

True Food Kitchen: San Diego Location

Recently I went to the Fashion Valley mall in San Diego. While I was there, I tried out True Food Kitchen.  They have an open and sharing concept at their meal tables.  True Food Kitchen focuses on building community around the table, in the kitchen and at the bar. The place has a modern feel to it, but is still very warm and inviting.   It is a "healthier" option when dining out, however they still have many delicious and satisfying dishes.  The food and drink menus are seasonal, so only the freshest ingredients are being used. With a variety of flavors in every meal, you won't be disappointed!

Recipe of the Month

Healthy Shamrock Shake

Everyone knows about McDonald's famous Shamrock Shake that is released just before St. Patrick's Day.  Everyone also knows how horrible those are for you. And now, everyone will have a healthier version to turn to when feeling the Holiday spirit. 

Ingredients:

- 1 c. coconut milk

- 1 c. ice

- 1/2 avocado

- 1 tsp. vanilla extract

- 1 large handful of fresh mint leaves, to taste

- stevia, raw honey, maple syrup to taste 

* top this satiating smoothie off with some shredded coconut or cacao nibs for a little crunch

Blend all ingredients in blender until smooth, serve immediately. 

March Madness

Enjoy your favorite games with some yummy snacks.  Try out this insane guac with veggies or chips!

Ingredients:

- 3 avocados

- 1/2 lime or lemon, juice

- salt and pepper to taste

- 1 Serrano pepper diced

- 1/2 white onion diced

- 1 roma tomato diced

- 1 small handful of minced cilantro

- 1 small garlic clove miced

* eat with chips or veggies, put it on a sandwich or salad, beware of the spice.

Calavera Hills Elementary School

For those of you familiar with our agency's community outreach, you know how much we love supporting the Calavera Hills Coyotes. Both the middle and elementary school.  Helping create a community of inclusiveness and positivity has been so fun for our family.  We just recently stopped by the Elementary School to check out the garden and some new P.E. equipment donated by the agency.  It's always so fun and refreshing to see pure joy in the kids eyes.  They of course would not be there without their amazing teachers and educational leaders.

A Note from Glenn & Jenifer

Hello Dear Friends and Family:

Just wanted to say thank you again for being our family, client and friend.  We wish you all a Happy Easter.  As some of us celebrate our reason and purpose of this Holiday, we wanted to let you know His gift is free.  Reach out if you have any questions or just want to chat. 

Being away from our kids on East Coast is difficult during these and other Holidays.  Communication is so important when you are not physically together.  We want to communicate with you the way you want to be spoken, text or emailed too.  We are finding many of our clients on line and prefer to conduct business through email and phone.  I wanted to personally let you know that I make house calls and enjoy them.  We get to catch up, we get to understand your insurance needs deeper and I do miss seeing you personally.  Through out the year, Liane, Leticia, Lexie, Jenifer or myself will be asking to conduct a Farmers Friendly Review.  We start with January with the Last Name of A and B, February with the Last Name of C and D, etc.  At anytime you would like to review your policy's or have any related insurance of financial services questions, please reach out.  Even if the questions are for your friends and family, we are here to help.  

Gods Blessings upon our Country, your families and you.  Thank you again,. 

Kindly, Glenn, Jenifer and Lexie Domingo

February 2018

Hello, February 2018

Month of Love

February is universally known as the month of love. It's full of hearts, chocolates, cupids and roses.  I hope you all were able to spend Valentine's Day with people whom you love!  Do you know of a great way to show your love and care for someone else? By setting up a life insurance policy.  Not only is it a gift for your loved one, but it is a security blanket for when the inevitable happens.  Life insurance policies tend to get a bad wrap, but they truly do benefit families.  When unexpected costs incur after a death, sudden or not, life insurance money can help pay those debts down.  If you have a mortgage, or a child in college- life insurance money can help cover those costs as well.  You might have to take time off of work to deal with the death in your family, and the life insurance beneficiary money w
ill help keep you afloat during that tough time. Call our office today to set up a free life insurance consultation.  Remember, protect the ones you love.

State Street Farmers Market

If you love local organic produce, do not miss the Carlsbad State Street Farmers Market!  Every Wednesday from 3-6 pm you can expect Carlsbad Village to be a little bit more crowded than normal.  Several local farms are there selling their organic produce, some specialty craftsmen/women are usually there sharing their creative creations, and plenty of hot food vendors are on site too.  It is a smaller farmers market, so you can really take your time in getting to know the farmers or companies of your choice.  I've been going here for years and I love the fresh fruits and veggies!  Click this link to find out more information!

Restaurant Review

Lately my Dad and I have been really into this Netflix Original, Chef's Table. The show features several chef's who tell their story of how they rose to the top of the culinary world. Each person is unique, incredibly talented and highly respected.  After watching a few chef's famous Asian style cuisines, I began craving ramen and pho like no other.  I came across a pretty popular noodle spot in Ocean Beach, San Diego and have been hooked ever since.  No, it isn't a five star, 7 course meal that costs me hundreds of dollars. But it tastes pretty damn good and is reasonably priced.  Plus the have peanut butter whiskey shots, and have been featured on Diners, Drive-Ins and Dives (Triple D for Food Network regulars)!!!

OB Noodle House : 2218 Cable St, San Diego, CA 92107

This place not only has great pho and even greater broth, they also have so many specials!  Happy hour goes on Monday-Friday from 3-6 pm. You'll find several half off drink options, sake included.  This noodle house also puts on Taco Tuesday's & Thursday's. They grill some Korean style pork belly and top it off with some house made papaya salad, aioli and cilantro. WOW.  Don't forget to try the PB Whiskey shot too! Perfect little treat to balance out all the flavors.

Recipe of the Month!

Super Simple Coconut Fudge

• 1/4 c honey or maple syrup
  
• 1/2 c cocoa powder unsweetened, or cacao powder if you have it handy 
• 1/4 tsp vanilla extract
• pinch of sea sealy
• unsweetened coconut flakes to garnish (optional) 
• silicone mold (squares, shapes, whatever you have on hand or can buy off Amazon)

1.  Have your silicone mold ready! No need to grease or prep the mold, just make sure it is clean and can fit in your fridge/freezer
2. Next, whisk together all ingredients until smooth and pour into your lined container
3. Place in fridge until solid, probably about an hour and cut into small squares. (you can place in freezer for about half the time if you need a quick fix)

**This is a small batch. I suggest using a small container if you want your fudge pieces to be thick**

Cooking Hacks

Here I will share some of my current favorite cooking hacks for simpler, healthier meals.

• Cooking with lemon? Drinking lemon water? Making smoothies that require lemon juice?
• Peel 1-2 lemons, blend them together and pour into silicone molds. Place into freezer. When a recipe calls for lemon, pop one of those into your dish.  Instead of just using the juice of a lemon, you are using its whole body. Taking in all the nutrients a lemon has to offer.  Super simple and less clean up time!
• Coconut H2O Cubes

• Much like our lemon cubes above, these coconut water ice cubes will leave you feeling refreshed and hydrated.   Pour some pulp free coconut water into an ice tray, and add to your favorite smoothie recipes for a cool sweetness packed with vitamins and minerals.  Hydration station!
• Steamed Frozen Zucchini
• I am always on a smoothie hype, but don't always want all the sugars that come with them.  Yes, fruit has sugar in it. Even too much of the "good" sugar can take us on downward spiral.  If you're like me and love a nice thick smoothie, this fruit alternative is perfect for you.
• First, get some zucchini. Then slice it up, about 1/4 in. thick, steam (maybe 7-8 minutes) and set to cool.  Next, place the zucchini coins on a baking sheet, making sure they do not touch and place them in your freezer until frozen.  Go ahead and bag them up and store in freezer and add to smoothies.  They do not taste like fruit, so be sure to still add a small amount of your favorite fruits for sweetness, but they will bulk up the smoothie.

Below is some helpful information from one of our agency partners, The California Earthquake Authority

Turning Earthquake Hindsight into Foresight

Scientists predict there is more than a 99% chance of a devastating 6.7 magnitude earthquake in California within the next 30 years. It just makes good sense that all Californians take steps to prepare for an earthquake. Steps like:

• Understanding earthquake risk where they live
• Knowing the Seven Steps to Earthquake Safety
• Retrofitting their house if necessary
• Purchasing earthquake insurance.

There are millions of Californians who don’t have earthquake insurance coverage. Without it, many will find their lives changed for the worse after an earthquake. This heartache and financial stress could have been avoided with the right CEA earthquake insurance policy.

When the uninsured are affected by an earthquake, in hindsight, they’ll likely regret not having purchased earthquake insurance. But with your help, those with regrets could be few.

Why Earthquake Insurance?

Earthquake insurance helps your policyholders protect themselves. A CEA policy can:

• Protect your policyholders from bankruptcy
• Help your policyholders replace damaged or destroyed personal items
• Be the difference between having the money to rebuild/repair a home, or losing it
• Provide loss of use coverage if your policyholder can’t access their home due to an earthquake

That’s why it’s so important you share your knowledge about the many coverage options offered by CEA -- knowledge you can easily acquire with free CEA agent training.

Encourage your policyholders to invest in the peace of mind that earthquake coverage provides.
At the end of the day, it will be a box on your to-do list you’ll feel good about checking off.

Thanks again for allowing our family and agency to provide helpful restaurant reviews, health tips, and recipes.  Until March Madness Friends, Family and Clients.

Peace be with you all.

Kindly, Glenn and Alexandra Domingo

2018 | New Year, New Goals

2018

Sage Creek High School

Our family's agency loves to give back to the local Carlsbad community. Our biggest partnerships in the past have been with Calavera Hills Middle & Elementary Schools, Carlsbad High School and Oceanside High School.  This year we have decided to extend our sponsorship to a newer campus, Sage Creek High School.  We will be sponsoring the men's basketball team for their 2018 season.  Giving back to the community allows us to feel connected and gives our agency the opportunity to continue building this already amazing community.  Click on the link to view the Bobcat's winter basketball schedule.  We hope to see you out there for a game or two!

If you are passionate about education or a non profit organization, please reach out to our agency to see if we have funding available.  It is important to me and my family to return our thanks and commitment of giving back.  We will make every effort to help.  

Farmers Open

Everyone loves the Farmers Open, pro golfer or not.  The course looking over our beautiful beaches in Torrey Pines- there's few things better than that.  An iconic day for Farmers Insurance for sure, and a fun day with friends, co-workers and family. Here are a few highlights from this year's Farmers Open Championship.

Congratulations to Jason Day for being the Farmers Insurance Open 2018 Champion.  We look forward to another great adventure in 2019.  If you are a client, please reach out to me in order to purchase special 17th green grandstand passes for any of the available days.  

January Health Tips

If your new years resolution is to eat healthier, smarter or lighter- here are some tips to help aide your transition to healthier, happier you.

• Drink at least 1.5 liters of water a day (or more). The more the merrier! 
• Aids in digestion and can help flush out toxins
• Improves skin complexion (dryness, acne, etc.)
• Increases energy 
• Reduces headaches and cramps 
• ....and more!

• FIBER FIBER FIBER
• Did you know plant-based foods are the only naturally fibrous rich foods? Many
  
  processed foods contains fiber, but it is a source of fiber supplementation.  Which as you might have guessed- isn't the best and most natural way to ingest it.
• I am a firm believer in eating and even drinking your veggies/greens.  Snack on some celery, carrots, apples, avocados, or berries instead of a granola bar or chips.  Make a big green smoothie for breakfast, lunch or a mid-day snack to ensure you are getting a fiber surplus.
• Without fiber, your digestive track suffers.  Fiber moves food through the GI tract quickly and efficiently. If you suffer from chronic GI issues, I suggest upping that fiber intake to help clean you out!
• Lemons

• They aren't great alone, but when added to water (hot or cold), smoothies, salads, fish or chicken, they can taste pretty great.
• Lemons have a lot of the same healing properties as water and fiber. They really help hydrate the body, improve complexion, release the body of toxins and support weight loss. Plus if plain water is getting boring for you, add some lemon for a new tangy taste. You won't regret it!

These are some super easy tips to incorporate everyday in the transition to a happier, healthier you in 2018.  Hope you enjoy!

Restaurant Review

Barrel Republic 

With three locations around San Diego, Barrel Republic quickly became a beer lovers heaven.  With several self-pouring beers on tap, there truly is something for everyone.  Even if beer isn't your thing, they offer both red and white wine, kombucha and coffee at some locations.  You can find one of these spots in Oceanside, Carlsbad or Pacific Beach.  Friendly staff, friendly customers and great food (Oceanside and Carlsbad locations only).  I highly recommend paying this place a visit next time you're craving a beer- that way you can sample as many as you want! They charge by the ounce, and each beer has it's own price/ounce.  It truly is a convenient way to develop your beer pallet. Follow this link to learn more.

Friendly Reminders on Updating Your Personal Insurance

During the beginning of the year I find it important to update your goals, review the budget and make certain any important retirement funding gets included prior to April 15th.  I also make sure to review our personal insurance coverage's.  We offer an annual Farmers Friendly Review, but in some instances, you might have made changes that will effect your coverage's before we contact you.  At Domingo & Associates, FARMERS, we strive to make certain you have the best possible insurance coverage for the most affordable premiums.  It is important to have a personal relationship with your agent.  Give us a call to set up your Free Farmers Friendly Review, we might discover some needs that you have missed.  Below are some helpful tips to make certain you are not overpaying for insurance and you and not under covered with insurance.

1.  Make certain to notify your agent of any upgrades you have done to your home.  The extended replacement cost endorsement might be enough to cover the add on or you might have to update the replacement cost of the dwelling to fill in the gaps.  Adding solar, a new floor, a kitchen or bathroom remodel, an addition are all indications that you should update your coverage on your home or condo policy.  

2.  Have you added a pool, or a new pet as a member to your family ?  Are your kids starting to invite their friends over more often to hang out ?  Do you have any vacant land ?  Have you seen your sidewalk lift because of roots ?  Are there any dead trees on your property that could fall on something or someone ?  The fore mentioned are all liability insurance questions. For pennies on the dollar, this coverage is the most affordable to upgrade on the home insurance plans.  Perhaps it is time to see if you need an umbrella policy. 

3.  How old are the cars you own ?  Take time to see what your car is worth to replace or what it will cost on www.kbb.com or www.edmunds.com.  Do you need full coverage with comprehensive insurance or collision insurance.  You might have a new teen age driver entering the household.  They are the highest rated and costing to your auto insurance portfolio.  Having a liability and uninsured motorist coverage only plan can save you hundreds of dollars on your auto insurance.  

All the above are situations that happen daily in our clients and customers lives.  Please take time to review and update us if you have any questions or concerns.  California Insurance Laws have the ultimate decision on coverage fall on to the consumer.  Having an agency like Domingo & Associates,  allows you to communicate with our agency regularly with the Farmers Friendly Review.  

Without our clients and friends, we would not have a business to open each day.  Without our clients and friends, we not have the ability to have my family's dreams and goals come true.  Thank you as always.  Please refer a friend or family member if you appreciate what we do for you and your family or business.  All the best to you in 2018.  From the East Coast and the West Coast, God Bless and Prosperity, Peace and Protection be with you always. 

Kindly, Glenn & Lexie Domingo, 

Your agency for a life time