December 2018

December 2018

Joy to the World

Happy Holidays friends and family. We hope you have enjoyed the holiday season.  Many of us are fortunate enough to spend this time of year with the people we love near and dear, but some of us do not get that luxury.  Reach out to those who need some holiday cheer, put their needs before your own and your blessings will come in ten fold.  The holiday's are not about how much you gave or how much you get, they are about how you give and how you receive.  Live your days full of love and spread light to all who cross your path.  As a family and as individuals, we are blessed to know you.  

Amanda and Alexandra Domingo Xmas 2019

Auntie Des, Lexie, Mama Fili, Jen, Kiki and Bingo

This Christmas brought my sister and I home to our loving parents and cute dog Bailey the Beagle.  We couldn't be happier. Just missing our big brother, Addison, this Christmas. He spent time with his girlfriend's family in Miami, Florida.  This was the first time without Addison during the Christmas Holiday since birth and we missed him dearly. It was a busy time for mom and dad as they hosted four gatherings of family, bible study group, and business associates.   Our family hopes you had a blessed year.  Thank you for being our friends, family and clients in 2018.  Reflect, improve, set your goals high and adjust.  We hope to visit soon.

The Girls with Pop Pop and Mama'

Jen's Family, Fruechtings, Berbowers, Crouses, Strankowski

Jenifer, Alexandra, Amanda, Glenn

 Family, Domingos, Palmas, Merinos, Hoenigs, Constantinos

May our Creator and Lord Bring you all Hope, Provision,
Protection and Peace in 2019

Restaurant Review | Carlsbad, CA

Board and Brew

If you're from Carlsbad, you know what Board and Brew is. Being away from the beach, sun and family is hard- but being away from the holy grail of Gluten Free Turkado's is even more difficult.  Board and Brew has all the goods and you can never go wrong with their secret sauce- always ask for extra by the way.  My favorite is a Gluten Free Wrapped Turkado, and the veggie supreme is a close second. You can get wraps, salads, sandwiches and beer. They use fresh ingredients and make the sandwiches right there. It literally never disappoints. Check out their website to see what the hype is about and learn how they can cater to your office events, birthday parties and more!

Restaurant Review | Brooklyn, NY

Surfish 

Surfish is located in Industry City in the Brooklyn Borough.  My roommate and I stumbled upon this Peruvian seafood cuisine when we were walking home from the gym. Seems right, right? We decided to give it a try- and it was da bomb!  The atmosphere is casual but cozy. There is a bar and dining room seating.  The food is authentic and out of this world delicious. I got the Parihuela, which included clams, shrimp, squid, mussels and fish in a spicy tomato based broth. It was amazing, if you're not allergic to shell fish of course.  We also ordered the fried plantains which were sweet and savory all at once.  This place also serves crispy baked plantain chips with a spicy dipping sauce, it's their spin on chips and salsa.  Hands down one of the best and most hearty meals I have had in Brooklyn. If you ever come visit or are in the area, you HAVE to go.

New Year, New Work Out Routine

With the New Year approaching I'm sure we are all starting to list off the things we wish we had done in 2018, and we've also started to list off what we hope to accomplish in 2019.  Start small, and expand from there.  According to this website, the most common goal for 2018 was to eat healthier and workout more. I'm sure that is still the top goal for 2019 as well.  So how can we approach the new year with those goals in mind? Like I said, start small.  Each morning get moving! Whether that be taking a walk, going for a jog, riding your bike, hitting the swimming pool or hiking, there's so many options! Drink water throughout the day and make conscious decisions when it comes to food.  We so often eat what is available, or whatever is in front of us.  Think before you eat. It seems so simple but can be so difficult for some. Picture yourself with your goals accomplished, think if the small decision will help you get closer to that person you want to be, or further away.  Each day we have the opportunity to refresh and recharge- approach each day with a positive attitude and your goals will happen!

Farmers Friendly and Financial Review by the Agency Owner

As we conclude the year of 2018, I encourage each of you to revisit your investments and goals.  I have written and accounted for my goals since 1996 and still have that original document in my planner.  It is amazing how blessed I am as I reflect on some of the goals that our family accomplished, some of the goals we still strive for and some of the goals I am still trying to figure out.  Each month Jenifer and I sit and update our goals for immediate / weekly, 1 to three month goals, annual goals, and 5 year or long term planning goals.  Most of them have been accomplished.  Some we are still working on and some need to be re written or revised because of failure.  Don't be afraid to fail friends and family.  Failure sharpens our skill level, sharpens our character and sharpens our ability to adjust to be successful.  As for your investments, conservatively speaking, check your net worth total compared to last years.  Where are you?  Do you need to adjust your allocation in order to meet your goals ?  How did they perform ?  Are you getting closer to retirement and need to tone down the risk ?

If I can advise on one item, maximize your ability to save to your ROTH or Traditional IRA's.  Did you know that limits on contributions have increased?  Check your income if you qualify.  If you are 50 and younger, you can invest $500.00 a month or a total of $6000.00 per year into an Individual Retirement Account.  If you are 50 or over, you can contribute a total of $7000.00 per year.  I always strive to fund my Roth IRA because of the possibility of my money coming back to me tax free on the gains while withdrawing.  Try investing slowly each month rather than a lump sum.  This is called dollar cost averaging and you buy during the highs and the low's of the market.  Over time, this has proven to be a very conservative and prudent approach to saving for retirement.  Remember that Social Security was never meant to be the only source of income for an individual or couple during retirement.  For some couples, including my own parents, it is.  I would love to provide any type of review for you, your insurance portfolio, your savings, your life.  As always, peace and love in 2019 from our family, The Domingo's to yours.  Have a blessed New Year.

Kindly, The Blogger from the East Coast and West Coast,

Alexandra and Glenn Domingo, your agency for LIFE