Tuesday, January 2, 2024

December 2023

What a year it has been. We wish you and your families all a healthy and happy holiday season. We hope you have a wonderful time celebrating, reflecting, and goal-setting for 2024. 






Workout of the Month 


Warm-up:
Start with a brief warm-up to increase your heart rate and prepare your muscles. Perform each exercise for 30 seconds to 1 minute.

1. Jumping Jacks: Jump while spreading your legs and raising your arms overhead.

2. High Knees: Run in place, lifting your knees as high as possible.

3. Bodyweight Squats: Stand with feet shoulder-width apart and squat down, keeping your back straight.

4. Arm Circles: Extend your arms to the sides and make small circles in a clockwise motion, then switch to counterclockwise.

**Workout:**
Perform each exercise for 3 sets, with 12-15 repetitions per set. Rest for 30 seconds between each set.

1. **Push-Ups:**
   - Start in a plank position, lower your body to the ground, and push back up.

2. **Bodyweight Lunges:**
   - Stand with feet hip-width apart, step forward with one leg, lower your body until both knees are bent, then push back to the starting position.

3. **Plank:**
   - Hold a plank position, keeping your body in a straight line from head to heels.

4. **Bodyweight Squats:**
   - Repeat the bodyweight squats from the warm-up.

5. **Mountain Climbers:**
   - Start in a plank position and alternately drive your knees toward your chest in a running motion.

6. **Dips (using a sturdy chair or bench):**
   - Sit on the edge of the chair, place your hands beside your hips, and lower your body down, then push back up.

Cool Down:
Finish with a cool-down to stretch your muscles.

1. Forward Fold: Bend at the waist and reach for your toes, stretching your hamstrings and lower back.

2. Child's Pose: Kneel on the ground, sit back on your heels, and reach your arms forward, stretching your back and shoulders.

3. Chest Opener: Clasp your hands behind your back and straighten your arms, opening up your chest.

Remember to listen to your body, modify exercises if needed, and stay hydrated. If you have any existing health conditions, it's advisable to consult with a healthcare professional before starting a new exercise routine.






"Mocktails" Are In 


Alcohol is out in 2024, but mocktails are still in. Enjoy the fun and socialization without the nagging hangover or anxiety that lingers the next day. Here are three refreshing mocktail recipes for you to try:



1. Virgin Mojito:

   - Ingredients:
     - Fresh mint leaves
     - 1 lime (cut into wedges)
     - 2 tablespoons of simple syrup (adjust to taste)
     - Club soda
     - Ice cubes
   - Instructions:
     1. In a glass, muddle a handful of fresh mint leaves and lime wedges.
     2. Add simple syrup to the glass and continue to muddle to release the flavors.
     3. Fill the glass with ice cubes.
     4. Top it off with club soda.
     5. Stir gently and garnish with a sprig of mint and a lime wedge.






2. Tropical Sunrise:

   - Ingredients:
     - 1/2 cup pineapple juice
     - 1/2 cup orange juice
     - 1 tablespoon grenadine syrup
     - Ice cubes
   - Instructions:
     1. Fill a glass with ice cubes.
     2. Pour pineapple juice over the ice.
     3. Slowly pour orange juice over the back of a spoon or by drizzling it down the side of the glass to create layers.
     4. Allow the juices to settle for a moment.
     5. Drizzle grenadine syrup over the back of a spoon to create a sunrise effect.
     6. Garnish with a slice of orange.






3. Cucumber Mint Cooler:
   - Ingredients:
     - 1/2 cucumber, sliced
     - A handful of fresh mint leaves
     - 1 tablespoon agave syrup or honey (adjust to taste)
     - 1 tablespoon lime juice
     - Soda water
     - Ice cubes
   - Instructions:
     1. In a blender, combine cucumber slices, mint leaves, agave syrup, and lime juice. Blend until smooth.
     2. Strain the mixture to remove any solids.
     3. Fill a glass with ice cubes.
     4. Pour the cucumber-mint mixture over the ice.
     5. Top it off with soda water.
     6. Stir gently and garnish with a cucumber slice and mint sprig.

Feel free to adjust the ingredient quantities according to your taste preferences, and enjoy these refreshing mocktails!




Safe Driving 






Safe driving is crucial, especially during holidays like New Year's when celebrations are widespread. Here are some tips to ensure a safe driving experience:



1. **Plan Ahead:**
   - Plan your route in advance.
   - Check for road closures or events that might affect traffic.

2. **Designate a Driver:**
   - If you plan to drink, designate a sober driver in advance.

3. **Use Public Transportation or Rideshare Services:**
   - If possible, consider using public transportation or rideshare services to avoid driving under the influence.

4. **Avoid Fatigue:**
   - Ensure you are well-rested before driving.
   - Take breaks during long journeys to combat fatigue.

5. **Drive Defensively:**
   - Be aware of your surroundings.
   - Anticipate the actions of other drivers.

6. **Follow Speed Limits:**
   - Obey posted speed limits and adjust your speed to road conditions.

7. **Stay Sober:**
   - Avoid driving if you have consumed alcohol or any substances that impair your ability to drive.

8. **Eliminate Distractions:**
   - Put away your phone and other distractions.
   - Focus on the road and driving conditions.

9. **Buckle Up:**
   - Ensure that all passengers are wearing seat belts.
   - Use appropriate child safety seats for young passengers.

10. **Be Mindful of Weather Conditions:**
    - Adjust your driving to match the weather conditions.
    - Increase following distances in adverse weather.

11. **Watch for Pedestrians:**
    - Be especially cautious in areas with pedestrians, especially during celebrations or events.

12. **Report Drunk Drivers:**
    - If you see someone driving erratically, report it to law enforcement.

13. **Be Prepared for Emergencies:**
    - Carry a basic emergency kit in your vehicle.
    - Know how to change a flat tire and have the necessary tools.

14. **Obey Traffic Laws:**
    - Stop at stop signs, obey traffic signals, and follow all traffic laws.

15. **Stay Calm:**
    - Stay calm and patient in heavy traffic.
    - Avoid aggressive driving behaviors.

Remember, safety should be the top priority. Taking these precautions will help ensure a safe and enjoyable New Year's celebration for everyone on the road. Some areas even have free transportation for the New Year! 



Recipe of the Month 


Certainly! Here are a few New Year's Eve recipes to help you celebrate the occasion:

Appetizer: Bacon-Wrapped Dates with Goat Cheese


   - Ingredients:
     - Medjool dates, pitted
     - Goat cheese
     - Bacon strips
   - Instructions:
     1. Preheat the oven to 375°F (190°C).
     2. Stuff each date with a small amount of goat cheese.
     3. Wrap each stuffed date with a strip of bacon.
     4. Secure with toothpicks and place on a baking sheet.
     5. Bake for about 15-20 minutes or until the bacon is crispy.






Dessert: Champagne Cupcakes


   - Ingredients:
     - White cake mix
     - Champagne
     - Buttercream frosting
     - Edible gold glitter (optional)
   - Instructions:
     1. Prepare the cake mix according to package instructions, substituting champagne for water.
     2. Bake cupcakes and let them cool.
     3. Frost with buttercream and sprinkle with edible gold glitter for a festive touch.


Feel free to customize these recipes to suit your preferences, and enjoy a delicious New Year's celebration!



New Year, New Me 

Developing healthy habits is crucial for overall well-being. Here are 10 healthy habits that can positively impact your physical and mental health that we should take with us into 2024! 


1. Regular Exercise

   - Aim for at least 150 minutes of moderate-intensity aerobic exercise or 75 minutes of vigorous-intensity exercise per week, along with muscle-strengthening activities on two or more days.


2. Balanced Diet:

   - Consume a variety of nutrient-dense foods, including fruits, vegetables, whole grains, lean proteins, and healthy fats. Be mindful of portion sizes.


3. Adequate Hydration:

   - Drink plenty of water throughout the day. The general recommendation is around 8 glasses (64 ounces) daily, but individual needs may vary.


4. Sufficient Sleep:

   - Aim for 7-9 hours of quality sleep each night. Establish a consistent sleep routine to improve the quality of your sleep.


5. Stress Management:

   - Practice stress-reducing activities such as mindfulness, meditation, deep breathing exercises, or yoga to maintain mental well-being.


6. Regular Health Check-Ups:

   - Schedule regular check-ups with your healthcare provider for preventive screenings and to address any health concerns promptly.


7. Limit Screen Time:

   - Reduce the time spent on electronic devices, especially before bedtime. This can improve sleep quality and reduce eye strain.


8. Social Connections:

   - Cultivate and maintain healthy relationships. Social connections contribute to emotional well-being and can provide a support system during challenging times.


9. Mindful Eating:

   - Pay attention to what you eat, savor each bite, and eat without distractions. This can help prevent overeating and promote better digestion.


10. Continuous Learning:

    - Engage in activities that stimulate your mind, such as reading, learning a new skill, or pursuing a hobby. Continuous learning is essential for cognitive health.

Remember that forming habits takes time, so start gradually and make adjustments as needed. It's also important to focus on progress rather than perfection. Adopting these habits can lead to a healthier and more fulfilling lifestyle.

A Note From the Owner


We hope to start our Farmers Friendly Review process by the end of the 1st quarter again.  With all the industry changes, our agency has focused on client retention and service.  Without our clients, we do not have an insurance agency to run.  We appreciate each and everyone of our clients, friends, family and influencers and will continue to enhance and grow each one of these relationships in 2024.  As always, feel free to contact us with any insurance related questions or concerns.  We will have a better gauge on rate relief by the end of the 3rd quarter of 2024.  Thanks again for your kindness, support, loyalty and understanding as we navigate the instability of the California Insurance Marketplace.  

With Gratitude, Glenn and Amanda Domingo, your Insurance Agency for LIFE

Tuesday, November 28, 2023

November 2023

A Time of Thanks 2023



Addison and Alexandra Domingo spending Thanksgiving Week, Long Island North Port



Happy Thanksgiving to you and your loved ones. We appreciate not only your business, but your friendship. We missed Addison and Lexie this year, but they got to spend the holiday together in NYC with Lexie's new dog, Ruby. We had a small Thanksgiving with family this year. Every black Friday after Thanksgiving we get together with our closest friends and their families. A Friendsgiving holiday that we cherish each year. We hope you enjoyed your time with your loved ones, ate good food, and shared all that you are grateful for. Thanksgiving is a great time to reflect before the year is over on how blessed we are.  The families that joined us are The Janatsch's Family from Nashville, The Maue Family from Wildomar,  The Johnsons, Adnam's, Stovall's and Jacobsen's from Huntington Beach and the Domingo's from Carlsbad.  Hope to see more families from Oceanview or Starview next year. 







Workout of the Month 

Complete a buy-in and buy-out just once! Complete each circuit 3-4 rounds. All exercises are body weight and can be done from the comfort of your home, on the road traveling, or add some dumbbells in the gym for a bonus challenge! 

800 meter run/jog/walk buy in 

CIRCUIT A - 4 Rounds 
 
20 Jumping Lunges 
10 Push-Ups 
20 Glute Bridges 
10 Bicycle Crunches 

CIRCUIT B - 4 Rounds 

20 Mountain Climbers 
10 Jump Squats 
20 Lateral Lunges 
10 Crunches 

800-meter run/jog/walk buy-out 

Complete 1x a week for the next month and continue to record your time to see your improvements! 




Recipe of the Month - Chicken Crusted Pizza 






The same great taste but is a pizza that you can actually hit your protein goal with and enjoy! 

Ingredients: 

1 pound ground chicken 
1/2 cup shredded mozzarella 
1 tsp salt
1/2 tsp garlic powder 
1/4 c grated parmesan cheese 
1 tsp Italian seasoning (optional) 

Instructions: 

1. Preheat oven to 450 F 
2. Mix all ingredients in a medium bowl until a ball/dough formation 
3. Press dough into a pizza shape, a pan works, but a pizza stone is best. Use parchment paper underneath. 
4. Bake the dough at 450 F for 15 minutes 
5. Add favorite toppings and put back in the oven on broil until golden on the bottom, or cheese begins bubbling. 



Nursing Tip 

As we age, it is difficult for some elders to ask for our help and our assistance. Whether they aren't used to it, feel like they don't want to age, or are too stubborn and prideful, they do need and appreciate our help. The older population is also the forgotten population, unfortunately.  A quick hello, or asking your elderly neighbor if they need anything from the grocery store on your way out can go a long way. After being in the hospitals, I quickly realized that many did not have a lot of family or visitors. They really appreciate just having someone have a conversation with them. I encourage you to say hello once in a while and have a conversation with them, call your grandparents, aunts, uncles or your parents more often, allow them to tell you stories and listen to them, they probably have some pretty good advice.   My dad is considering a ministry with our family elders, maybe once a month go visit and see what is needed.  Do you have any good ideas to help our elders age well ?

The Blogger From the West Coast

The Blogger from the West Coast and Nurse In Training
Amanda "Kiki" Domingo



Gift Guide for All  









 The Kids: For the Performer








Grandparents: For The Love of Grandparents


A Note from the Agency Owner

The entire insurance industry in the world is dealing with the below:
  1.  inflation
  2. supply chain delays and increased cost for cars waiting to be fixed
  3.  increased cost for supplies and labor in the repair and service industries
  4.  increased frequency and severity of claims
  5.  increased fraud claims
  6.  lack of product offerings creating more exposure to risk for companies serving the market place which creates more premium increasing
  7.  reinsurance rates sky rocketing
  8.  Inability to adjust rates properly in 2020,2021 from Department of Insurance during pandemic to account for wild fires in 2017 and 2018.  And now we have to take into account the wild fires for 2019,2020, and 2021
The above are not excuses, but are actual reasons for insurance rates to increase across the board.  Some areas that will assist with your premium increases are:

a.  deductible management
b.  lower coverages in areas that you don't have exposure
c.  combine your home and auto insurance for maximum discounts
d.  utilizing your home insurance policy for catastrophic losses only
e.  asking your mortgage company what there forced place rate is
f.  writing to the governor and the Department of Insurance Commissioner to have rate caps each year 

As always, we appreciate the input, feedback and suggestions from our clients.  When I first started in our industry with the Farmers Insurance Group 27 years ago, I aligned our core beliefs with having accountability first with the department of insurance, then our loyalty and support to our clients and then finally to Farmers.  This practice has kept our agency running.  We are grateful to each and everyone on of our friends, family, sphere of influencers and business partners.  Please call, email or text with any insurance related questions or concerns.  Our advise is free and you don't have to be with Farmers to accept this offer.  Peace and love always. 
Kindly, Glenn, Jenifer, Amanda, Lexie, Addison, Liane and Leticia











Tuesday, October 10, 2023

October 2023

Is It October Already ??





Restaurant Review - Rim Talay Thai 





We have been on the hunt for a local Thai spot and we have found a winner! Located in the heart of Downtown Oceanside, reasonably priced, and excellent service. The fresh spring rolls and any soup of your choice is a great appetizers to start with. I went out of my comfort zone and tried the chicken and cashew stir fry which was AMAZING and even better as leftover for lunch the next day. We also tried the classic Pad Thai, and we were not disappointed. They offer a dine-in option inside or outside and also have a fast and seamless to-go section that you can order ahead or right at the to-go window. A perfect cuisine as the weather starts getting a little cooler and cozy. The menu is posted below for you to browse, just follow the link! 


























Workout of the Month 



A little less intense than your typical workout from me! Inspired by my Auntie Des whom I have been training for the past year. She has lost 10 pounds and is focusing on gait training, a strong core, and improving her balance. As we age, we take for granted just being able to get up and use the restroom, hike up a flight of stairs, or carry in all our groceries from the market. I have seen how easily balance is lost in the patients I have seen in the hospital and how many injuries can occur from simply losing your balance. Here are a few exercises we should all start to incorporate daily. 



3 Rounds, 30 seconds each exercise 

1. Single leg balance - right 
2. Single leg balance - left 
3. Banded glute bridges 
4. Lying leg lift - right 
5. Lying leg lift - left 
6. Plank hold 


Try to incorporate these exercises 5x a week for improved balance and core strength! 


Buzzing Around Carlsbad - The New Spot 







Better Buzzed has officially made it to Carlsbad! This known coffee shop has caught the buzz of all Carlsbad residents. We love grabbing a coffee and walking the coast on the weekend mornings. They have a pretty big area where you can bring your laptop and connect to the wifi as well to get some work done. We love the classic and most favorite drink called "The Best Drink Ever". You can get it hot or iced, but iced is better with an extra shot of espresso. They also have some food items on the menu to try! There breakfast sammy is bomb! 








Bowls on a Budget 

Nursing school definitely calls for a budget. I have been making protein-packed, low-budget meals every night for dinner that turn into easy-to-pack leftovers for the next day! Here is one of my favorites at the moment! 

Taco Bowl 




-Ground turkey $5.99
-Tomatoes $2.99
-Spanish rice $2.99
-Sliced avocado $0.89
-Can of corn $0.69
-Can of black beans $0.99 
-White onion $0.84
-Squeeze of lime $0.84
-Ranch 
-Cholula 

$16.22 / 4 meals = $4.05 per meal 

Season meat with taco seasoning and sauté in a pan. 
Slice tomatoes, avocado, and onion. 
Heat Spanish rice in a microwave pouch. 
Open corn and black beans 

Top with a squeeze of lime and drizzle with ranch and Cholula. Enjoy with a warm tortilla on the side or some tortilla chips! 

Usually makes 4-5 bowls 


Thursday, August 31, 2023

SUMMER 2023

 A Summer of Adjustments 

We have been away at school and enjoying our summer time! Here is a little recap of how our summer has been. I took a trip to visit Lexie in New York and began one of the toughest terms through nursing school. In July we celebrated the 4th of July, but more importantly, we honored my grandmother, Filipinas Domingo. She would have celebrated her 87th birthday this July 4th. We miss her dearly, but her spirit lives on through my sweet, kind-loving aunt and my hard-working father. Lexie came home for a long visit over the school year summer break. We celebrated all three of our birthday’s – Addison’s, Lexie’s and mine. Mom and Dad took a trip back east to visit Addison in Florida and then went for a relaxing getaway with some of their best friends on the Lake in Tennessee. We’ve been to many baseball games and lots of time spent with friends. We hope you are all staying safe and enjoying the last few weeks of summer. 





Photo Gallery of Some Summer Fun 














































The Original Kebab 


 

A new Mediterranean spot in downtown Oceanside. The owner has been in business for 20 years and has recently relocated in Oceanside, CA from Germany. They were extremely welcoming and gave us all kinds of things to sample. They are a mom-and-pop shop, which we love to support. Try their wraps, they are amazing! Located in the perfect spot to take your meal with you to the beach, or to enjoy and grab some Handle’s ice cream next door after. 

 














 

Nursing Tip 





 

Many people do not realize all the things they put into their bodies. And many people do not know the side effects of these things. Most often people do not think to tell the doctors and nurses whether they are taking over-the-counter medications (ibuprofen, Tylenol, etc.) or daily supplements (ginger, calcium, etc.).  However, there is often side effects when mixing with prescription medications. Next visit to the doctor, bring a list of everything you take on a daily or weekly basis and they can help educate you! 






 

Workout of the Month 

 

Chipper Style! 

Starting with your longest effort keep chipping away repetitions. This one is sure to get you nice and sweaty. Keep a running clock and time how long it takes you to finish the full workout. You will complete a total of 10 rounds, however the repetitions of each exercise will get shorter as rounds go on making your way all the way to 1 rep per exercise. 

In round 1 you will complete 10 repetitions per exercise, in round 2 you will complete 9 reps of each exercise, in round 3 you will complete 8 reps of each exercise, etc. Work your way down until round number 10 you complete 1 repetition of each exercise. 

 


Exercises: 

1.     Burpees

2.     Squat Jump 

3.     Push Up 

4.     Scissor Lunge 

5.     Plank Pop 

6.     Reverse Lunge 

7.     Mountain Climbers

8.     Tricep Push Up

9.     Lateral Lunge 

10.  Skaters 

 

*When completing repetitions be sure to do each side* 

 





 

Recipe of the Month 


 

Summer Mocktail 

Sipping all summer long! This is such a refreshing and cheap alternative to the expensive cocktails that leave you feeling like garbage the next morning. Enjoy as you wind down for the night, on a night out with friends, or hanging by the beach all day. 

 

Ingredients: 

-Sugar Free Club Soda 

-Rosemary 

-Cucumber 

-1/2 of Lime for Fresh Lime Juice 

-Shake or mix and garnish for an extra sophisticated look! 

 

Enjoy guilt and hangover free! 



Please stay in contact with our agency as we navigate this difficult time of multiple rate adjustments in our industry.  We have served you for over 50 years of combined experience with my family.  Expect a call or email to set up your annual Farmers Friendly Review so we may look at options to save you money without compromising coverage.  


Kindly and Faithfully, Glenn, Jenifer, and Amada Domingo