What a year it has been. We wish you and your families all a healthy and happy holiday season. We hope you have a wonderful time celebrating, reflecting, and goal-setting for 2024.
For over 28 years our agency has protected clients against unforeseen accidents. We continue to restore lives back to normal. We educate hundreds of clients on claims processes, covered and uncovered losses, and have offered and managed the best value insurance packages for family's & business's in the industry. We have seen many of our family’s grow & continue to insure their generations. Our family agency blog includes more than just insurance. We are your Agency for Life.
Tuesday, January 2, 2024
December 2023
Tuesday, November 28, 2023
November 2023
A Time of Thanks 2023
Workout of the Month
Recipe of the Month - Chicken Crusted Pizza
Nursing Tip
Gift Guide for All
For Her: Leggings - Align Dupe
The Kids: For the Performer
The Kids: For the Sporty One
Grandparents: For The Love of Grandparents
A Note from the Agency Owner
The entire insurance industry in the world is dealing with the below:
- inflation
- supply chain delays and increased cost for cars waiting to be fixed
- increased cost for supplies and labor in the repair and service industries
- increased frequency and severity of claims
- increased fraud claims
- lack of product offerings creating more exposure to risk for companies serving the market place which creates more premium increasing
- reinsurance rates sky rocketing
- Inability to adjust rates properly in 2020,2021 from Department of Insurance during pandemic to account for wild fires in 2017 and 2018. And now we have to take into account the wild fires for 2019,2020, and 2021
The above are not excuses, but are actual reasons for insurance rates to increase across the board. Some areas that will assist with your premium increases are:
a. deductible managementb. lower coverages in areas that you don't have exposurec. combine your home and auto insurance for maximum discountsd. utilizing your home insurance policy for catastrophic losses onlye. asking your mortgage company what there forced place rate isf. writing to the governor and the Department of Insurance Commissioner to have rate caps each year
As always, we appreciate the input, feedback and suggestions from our clients. When I first started in our industry with the Farmers Insurance Group 27 years ago, I aligned our core beliefs with having accountability first with the department of insurance, then our loyalty and support to our clients and then finally to Farmers. This practice has kept our agency running. We are grateful to each and everyone on of our friends, family, sphere of influencers and business partners. Please call, email or text with any insurance related questions or concerns. Our advise is free and you don't have to be with Farmers to accept this offer. Peace and love always.
Kindly, Glenn, Jenifer, Amanda, Lexie, Addison, Liane and Leticia
- inflation
- supply chain delays and increased cost for cars waiting to be fixed
- increased cost for supplies and labor in the repair and service industries
- increased frequency and severity of claims
- increased fraud claims
- lack of product offerings creating more exposure to risk for companies serving the market place which creates more premium increasing
- reinsurance rates sky rocketing
- Inability to adjust rates properly in 2020,2021 from Department of Insurance during pandemic to account for wild fires in 2017 and 2018. And now we have to take into account the wild fires for 2019,2020, and 2021
Tuesday, October 10, 2023
October 2023
Is It October Already ??
Restaurant Review - Rim Talay Thai
Workout of the Month
Buzzing Around Carlsbad - The New Spot
Bowls on a Budget
Thursday, August 31, 2023
SUMMER 2023
A Summer of Adjustments
We have been away at school and enjoying our summer time! Here is a little recap of how our summer has been. I took a trip to visit Lexie in New York and began one of the toughest terms through nursing school. In July we celebrated the 4th of July, but more importantly, we honored my grandmother, Filipinas Domingo. She would have celebrated her 87th birthday this July 4th. We miss her dearly, but her spirit lives on through my sweet, kind-loving aunt and my hard-working father. Lexie came home for a long visit over the school year summer break. We celebrated all three of our birthday’s – Addison’s, Lexie’s and mine. Mom and Dad took a trip back east to visit Addison in Florida and then went for a relaxing getaway with some of their best friends on the Lake in Tennessee. We’ve been to many baseball games and lots of time spent with friends. We hope you are all staying safe and enjoying the last few weeks of summer.
Photo Gallery of Some Summer Fun
The Original Kebab
A new Mediterranean spot in downtown Oceanside. The owner has been in business for 20 years and has recently relocated in Oceanside, CA from Germany. They were extremely welcoming and gave us all kinds of things to sample. They are a mom-and-pop shop, which we love to support. Try their wraps, they are amazing! Located in the perfect spot to take your meal with you to the beach, or to enjoy and grab some Handle’s ice cream next door after.
Nursing Tip
Many people do not realize all the things they put into their bodies. And many people do not know the side effects of these things. Most often people do not think to tell the doctors and nurses whether they are taking over-the-counter medications (ibuprofen, Tylenol, etc.) or daily supplements (ginger, calcium, etc.). However, there is often side effects when mixing with prescription medications. Next visit to the doctor, bring a list of everything you take on a daily or weekly basis and they can help educate you!
Workout of the Month
Chipper Style!
Starting with your longest effort keep chipping away repetitions. This one is sure to get you nice and sweaty. Keep a running clock and time how long it takes you to finish the full workout. You will complete a total of 10 rounds, however the repetitions of each exercise will get shorter as rounds go on making your way all the way to 1 rep per exercise.
In round 1 you will complete 10 repetitions per exercise, in round 2 you will complete 9 reps of each exercise, in round 3 you will complete 8 reps of each exercise, etc. Work your way down until round number 10 you complete 1 repetition of each exercise.
Exercises:
1. Burpees
2. Squat Jump
3. Push Up
4. Scissor Lunge
5. Plank Pop
6. Reverse Lunge
7. Mountain Climbers
8. Tricep Push Up
9. Lateral Lunge
10. Skaters
*When completing repetitions be sure to do each side*
Recipe of the Month
Summer Mocktail
Sipping all summer long! This is such a refreshing and cheap alternative to the expensive cocktails that leave you feeling like garbage the next morning. Enjoy as you wind down for the night, on a night out with friends, or hanging by the beach all day.
Ingredients:
-Sugar Free Club Soda
-Rosemary
-Cucumber
-1/2 of Lime for Fresh Lime Juice
-Shake or mix and garnish for an extra sophisticated look!
Enjoy guilt and hangover free!
Please stay in contact with our agency as we navigate this difficult time of multiple rate adjustments in our industry. We have served you for over 50 years of combined experience with my family. Expect a call or email to set up your annual Farmers Friendly Review so we may look at options to save you money without compromising coverage.
Kindly and Faithfully, Glenn, Jenifer, and Amada Domingo









