August 2018

Getting back to the routine of Learning and Growing, Recheck and Adjust the Year!

As summer comes to an end, we celebrated all the summer birthdays, had a little family "stay-cation" when Addison and Lexie came home for a week, and enjoyed our time in the sun and in the water. Now we are all officially back on the east coast. It is always hard to leave the west coast and the place we are fortunate enough to call home. Addison made his way back to Pittsburgh and Lexie and I are back in Brooklyn. Lexie will be going to grad school in the fall and teaching at a school in Brooklyn starting in September. I will be going back to Brooklyn for my senior year of school and will finally be playing softball. As for the empty nesters, mom and dad are looking forward to putting more time into the business and many projects around the house. I'm sure it won't be too long until they come out to visit! As always, we hope you had a very relaxing, enjoyable, and safe summer!

Trending Recipes 

Apple Cinnamon Overnight Oats:

1/2 C Dry Oats

1/2 C Milk of Your Choice

1/4 C Plain Greek Yogurt 

1/2 Apple Chopped 

1/8 TSP Ground Cinnamon 

1 TSP Honey

1 TSP Chia Seeds 

Combine and stir the oats, milk, and yogurt. Top with desired apple cinnamon toppings. Drizzle honey and sprinkle chia seeds on top. Seal and place in refrigerator overnight. Easy on the go hearty breakfast for the next morning. 

Pita Pocket :

4-6 oz. Cut Grilled Chicken Breast 

1 TBSP Feta Cheese

1/4 Sliced Cucumber

1 TBSP Hummus of Your Choice or Cucumber Yogurt 

Chopped Red Onion

1 TBSP Olive Oil 

Combine onion, cucumber, and cheese. Mix together in a bowl with olive oil. Cut pita in half and create a bowl. Spread hummus or yogurt inside the pita pocket. Cut chicken and place in pita pocket. Top each pocket with ingredients mixed together in the bowl. Enjoy as an on the go lunch or dinner! 

Restaurant Review

Plant Power

ENCINITAS
411 Santa Fe Dr, 
Encinitas, CA 92024
760-452-2352

Open Everyday 8am to 9pm

One of Lexie's favorite places to eat. Plant Power is a plant-based fast food restaurant. They serve everything you would normally get from a fast food place and are just as quick, yet it is a healthier option. We love the classic burger with fries and a milkshake! They offer options to satisfy you for breakfast, lunch, and dinner. All of their sauces are homemade and taste so fresh and delicious. They have everything from tacos, to burgers, salads to sweet treats. They are located off Santa Fe Drive just off the 5 freeway. Go get plant-powered!

First Legal Drink

Stay-Cation , 21 Celebration

It's always too short when we're all together. We had a nice week together at home hanging at the beach and being surrounded by family and friends. We celebrated all the summer birthdays Addison turned 24, Lexie turned 23, and I finally turned 21. The boys went golfing for a day and placed some bets at the Del Mar Racetrack. We all can't wait to be back home again, but for now we will enjoy our time on the east coast. 

Celebrating at the Crakin'

Pregame at Home for the Evening 

Celebrating the Summer Birthdays at Pop-Pop's 

Celebrating at Pop-Pop's House 

Before the Races 

Feasting at the Del Mar Races

Workout 

This workout can either be done at home or in the gym. Just requires some 10 pound dumb bells and the motivation to get going. Let me know if you give it a shot, hope you enjoy! It will only takes about 20 minutes to complete this full body fat burning workout. 

Bicep Curl

Curtsy Squat 

DB (Dumb Bell)  Flys  

Reverse Lunge to Press

Bent Over DB Row

Dumb Bell Romanian Dead Lift 

Complete each exercise for 40 seconds on and rest for the remaining 20 seconds of the minute. Complete all 6 exercises 3-5 times depending on how you are feeling. Go get sweaty! 

Back 2 School: Dorm Room Essentials 

With school starting up again, I thought I would share some essentials that I found very useful over the last few years. I know being in a dorm room is not always the most luxurious thing in the world, but you just make it work with what you got.

1. Easy to prepare foods.

Some of the essentials that I always try to have on hand are oatmeal, protein bars, & nuts. They require little to no effort to make and are great if you are in a rush or between classes. They also have a fairly long shelf life.

2. "Cooking" Utensils  

In order to make tea, coffee, heat up noodles, or make oatmeal I discovered having an electric tea kettle or a keurig can really help make a difference. You can use it for multiple things and I'm sure you'll be drinking some kind of caffeine much more than usually. Also, having microwavable dishes on hand like mugs, bowls, and plates will make your life much easier. If you don't like doing dishes or have no place to wash them off paper is another easy option.

3. Comfy Lounge Wear 

I rarely find myself wearing "normal" clothes unless I have to. Spending time in your dorm room means comfy clothes all the way. Whether it be a big t-shirt, a pajama set, or some big baggy sweats you've loved forever, comfy lounge wear is where I invest most of my money because I use it all the time.

4. H20

I always bring a reusable water bottle. Most schools have places to fill up. You will find yourself spending a lot of money on water if you don't use one of these. Helps keep you focused in class and staying hydrated is always good for overall health.

5. Storage and Such 

Depending on what kind of storage your room always has, it is nice to have easy accessible storage bins that don't take up the space in your whole room. I find most of my storage at Target for pretty cheap and it has lasted me all of college. Don't forget a full-length mirror! You always have to see how your outfits looking, even if it is just some lounge wear.

A Note From the Agency Principal

Wow, how amazed at knowing that I have three kids that are making their way in this world.  I edited this months blog and was so proud of how my daughter, Amanda, created this forum for our clients, friends and family to get news and updates about us, news and updates about our agency and news and updates about bettering peoples lives.  

Our Creator has given us gifts to honor Him.  Thank you Lord for my clients, family and friends.  Thank you for this business and the ability to protect and educate our clients, family and friends about insurance.  Thank you for allowing Jenifer and I to take care of my mom and sister and the means to provide for our family.  I always ask for my clients, friends and families prosperity, peace and protection.

With a reduction in commission to help our Mother Company Farmers, stabilize rates and to create a more efficient service experience for our customers, our family has taken a pay cut of about 11% overall.  What would you or your family do if you received a pay cut this large ?  We have had a budget for many years.  Each of our expenses is broken down and listed on an excel spreadsheet.  Jenifer and I will be evaluating our budget again and look for areas to cut out 11%.  We will have to reduce savings for retirement.  We will have to reduce our entertainment and dining budget.  We will have to reduce areas in the home that are excess, such as premium movie channels, car washes and other services we can accomplish ourselves.  We can increase our deductibles on our insurances and evaluate switching over to liability only on older cars.  When there is a will there is a way.  Discipline in spending and saving takes time and patience.  My point of this exercise is to try to write down what you spend, where you spend it, how you spend it and is it necessary or a want.

The beginning of the school year is a very busy time for the agency.  Many of our clients re evaluate their expenses and start planning for the new year.  This is a great time to re evaluate  some of the goals you set for the year.  This is also a great time to make adjustments to goals and your budget.  Remember that a visual goal is more attainable then a wishful goal.  Right it down, measure it and make adjustments to meet it.  Then onto the next improvement in your life.  Thanks for listening.  As Always, please call, text, email, facetime or visit with any questions or concerns.  Have a great school year and fall season.

Kindly, with respect and gratitude, your Bloggers from the West and East Coast,

Glenn & Amanda Domingo, YOUR AGENCY FOR LIFE