July 2018

Why July 

A great time to review your annual goals and adjust to meet them !!!!

Summer is half way over already and I can't believe how fast it has gone by. We look forward to Lexie and Addison coming home next month and can not wait to see them and spend a week together before all of us are back to the east coast. The month of July has been quite eventful for the Domingo's. We celebrated the 4th of July and Mama Fili's 82nd birthday and Addison's 24th birthday. We took a quick trip, Addison pitched in his last collegiate career baseball game, and now we are getting ready for everyone to be back home for a week next month. We hope all of you are enjoying the nice weather and are having a safe and fun summer. Below we have another monthly workout, coffee restaurant review, and some tasty treat recipes.

Banded Workout: 

Grab a mini band like the one posted above and get a sweat anywhere and anytime. 

Side Steps - 4x12 each side

Railroad Walks - 4x10 each side

Lateral Split Walks - 4x15 each leg 

Banded RDL Kicks - 4x12 each leg

90/90 Squat - 4x10 total 

Jump Squat - 4x10 total 

*** A picture of what "mini bands" are is provided above. You can get them on Amazon for cheap!

Restaurant Review 

Philz Coffee

ADDRESS:
1060 S Coast Highway
Encinitas, CA 92024

PHONE: 

(760) 230-6880

STORE HOURS:  Mon - Sun: 6am - 6pm

I know it is not the typical restaurant review, but this is by far my favorite place to get coffee when I am home. It is located right off the 101 in Encinitas. Not only do they have amazing coffee, but the tea is just as good. Some of my favorites are the Tesora, Mint Mojito, and Philz Iced Tea. If you are down by the beach, crusing by the coast, or looking for a delicious pick me up, Philz will not disappoint. Their unique atmosphere matches the unique way they make every cup freshly brewed and just to your liking. Feel free to pair your drink with some of their pastries or avocado toast, yum!

Catalina "Staycation"

Catalina Island, CA

Glenn, Jen, & Amanda 

Due to everyone's hectic schedule and all us kids living on the other side of the country, we decided to have a little "staycation" right here in California. We took a day trip this month to Catalina Island and just enjoyed some sun and played tourist for the day. Living here my whole life I had never been to Catalina.  The trip was quick and fun and I definitely could have stayed longer. We took a golf cart all around the island where we got to see some amazing views. We ended our trip relaxing on Descanso Beach. 

Glenn, Jen, Amanda & Cory on the cliffs of Catalina. 

Glenn & Jen before boarding the boat home. 

Trendy Treats

4 Ingredient Banana Bread

The simple banana bread I can't stop making. It satisfies my sweet tooth without leaving me feeling stuffed and bloated. The best part about it? All it requires is four ingredients. Grab those over ripe bananas you were going to throw away and get baking.

What You'll Need: 

4-5 Ripe Bananas Peeled
1 Cup of Peanut Butter
2 Cups of Dry Oats
1 Cup Dark Chocolate Chips

How to Make and Bake: 

1. Combine bananas, peanut butter, and oats into a blender or food processor.
2. Blend ingredients together until you get a thick, cream like consistency.
3. Mix in the cup of chocolate chips.
4. Line a 9in x 5in. bread baking pan with parchment paper.
5. Pour in the "batter".
6. Bake @ 350 degrees for 25-30 min.
7. Allow bread and pan to cool before cutting, unless you can't resist. It is very tasty warm!

Flourless Chocolate Avocado Cookies 

What You'll Need: 

1 Ripe Avocado
1/4 Cup Maple Syrup
1/2 C Nut Butter (Peanut, Almond, Sunflower)
1  Whole Egg
1/2 Cup Unsweetened Cocoa Powder
1  TSP Vanilla Extract
1/4 Cup Dark Chocolate Chips

How to Make and Bake: 

1. Preheat oven to 180 C (360F)
2. Cover a baking sheet with parchment paper. Slightly oil the paper with 1/2 teaspoon of liquid vegetable oil (coconut or peanut oil) . This will prevent the cookies to stick to the paper. Set aside. 
3. In a food processor, with the S blade attachment, add ripe avocado and liquid sweetener. Process for 30 seconds until it forms a creamy avocado batter with no lumps. 
4. Stop, add egg, nut butter and cocoa powder. Process again for 30 seconds. Scrap down the bottom and side of the bowl and process for an extra 15 seconds to make sure all the batter is combine - no lumps.
5. Transfer the chocolate cookie batter onto a mixing bowl. It will bit moist and sticky that is what you want. Stir in chocolate chips and vanilla - if used.
6. Combine with a spatula until the chocolate chips are evenly incorporated. Test the batter and adjust with 2-3 drops of liquid stevia - only if you want a sweeter cookie. 
7. Prepare a small bowl with warm water, dip a spoon in the water and use that spoon to sample some chocolate cookie batter from your bowl. The water will prevent the batter to stick too much to your spoon.
8. Spoon the chocolate batter onto the baking sheet - I used another spoon to push the batter out of the first spoon.  Use a silicon spoon or spatula to flatten the cookie into a cookie shape. The batter won't stick onto silicon which makes it easier to spread.
9. Repeat until you form 6 jumbo cookies. Those cookies won't spread so you don't need to leave more than half thumb space between each.
10. Sprinkle extra chocolate chips on top of each cookies if you like.
11. Bake for 12-15 minutes or until the center is set. 
12. Cool down 5 minutes on the baking sheet then transfer onto a cooling rack to cool down.
13. Store the cookies in the fridge for up to 5 days in an airtight container.

Focus on the Long Term Goals

My Friends and Family, 

Well, another milestone was accomplished by the Domingo Clan.  We all now have ROTH IRA's.  I have been a saver, not the best, but I did stay consistent.  My father opened a fund for my sister and me when I was 18 years old.  I saved $25.00 per month until I had to use the funds to assist paying for college.  I told myself that when I had a family, I would encourage each of the kids to start saving when they were young.  Having each of them open a ROTH IRA is a great feeling.  A feeling that they understand the importance of taking care of yourself and your future.  This is a savings vehicle that is optimal when not touched until 59 1/2 or longer.  It is also one of the few tax free options on growth of your money if properly funded.  What our kids have on their side is time.  They have time to withstand the ups and downs for the stock market.  

Just a friendly reminder if you earn income of at least $5500.00 and you are 18, you can start saving $5500.00 on an annual basis.  That is $458.33 per month.  You can start off with just $25.00 per month if you want.  If you are age 50 or over, you can contribute up to $6500.00 annually.  

Our agency is here to assist.  We care about protecting your hard assets like your auto, home, investment properties, jewelry, recreational vehicles etc.  We also care that you feel secure and you feel good about controlling how your future will be when a savings of money is available for you and your family.  Take time to educate yourselves and utilize our agency to educate you on the Traditional and ROTH IRA's.  Wishing you all a wonderful rest of your summer.  

Kindly and with respect, Glenn & Jenifer Domingo, agency owners.